Dan the budget man
Region: US
Friday 26 June 2026 14:15:39 GMT
24235
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idothingstoo :
I was like, wow, you look good for 55
2026-06-26 23:07:06
155
user873927 :
I’m glad you used 7% to be conservative. Too many creators on here are using 10-12%.
2026-06-27 06:31:11
20
shapesandcolors11 :
I hit coast fire at 39
2026-06-27 15:54:13
1
Tik Toker :
Isn’t $3M only enough for one person? Not 2? Health costs alone would crush that fast.
2026-06-26 18:03:45
13
pelotom14 :
FI rocks! Keep saving though man. Too young to stop….. My wife and I are both 53 and have a combined $4.2 retirement. But, we also have $1.5 brokerage and $1.2 HYSA. ( buffers for shit market). You need more than just retirement funds. Good luck.
2026-06-26 20:47:05
10
Apple User298899215 :
Seems to be underestimating inflation. The buying power of the 12000 month at 55 will likely be less than the 7000 you are spending today.
2026-06-26 22:23:28
12
user9146585566582 :
What about kids college fund? Down payment for a house?
2026-06-27 17:12:15
1
astron :
Inflation? You haven’t factored that in
2026-06-27 03:36:45
0
Sarapalardo :
I started coasting when we had a baby and life is a million times less stressful as a new parent
2026-06-26 14:38:09
2
Josh :
you hope it continues to grow
2026-06-27 15:17:52
1
ibethebot :
I’ve been contemplating this question for a while, I didn’t realize it was called coast fire.
2026-06-28 00:43:00
1
Andy6647 :
3M at 4% withdraw gets 10K/mo before taxes
2026-06-27 12:01:25
1
Marineforlife :
I hit coast now for when I'm 50, but I'm still investing the same so I just have more when I retire in 10 years.
2026-06-27 09:45:02
2
fivehe :
I imagine you’re a little nervous 10 years out after such a long bull run. Of course no one knows when the next large correction will happen, but it certainly feels imminent.
2026-06-26 18:13:14
7
MrSchwab :
Is 7% considered a safe assumption of return?
2026-06-26 21:44:59
0
Marjan 🍉 :
I hope everyone realized how financial independence is true freedom.
2026-06-26 15:20:20
6
thebatman394 :
At what point would you actually feel comfortable stopping? I’m in a similar boat to you… reached Coast FIRE recently. Between 401k, Roth IRA, HSA, and taxable investments, I’m sitting at close to $800k at 33 because I started investing at 22 and had a great company match. I don’t plan to stop or slow down any time soon. Make hay while the sun is shining, as they say. I make enough that I’m able to invest a lot without hampering my lifestyle much. I just don’t know when or how to let off the gas at this point.
2026-06-26 23:04:55
0
Bay Besties!! :
What’s the first account should get is I have not opened anything other than a checking and saving?
2026-06-26 14:39:51
0
bruck053 :
Great job! I suggest you not coast. Inflation
2026-06-27 02:33:10
3
Gladys Rivas :
So if I’m 34 and have $714k I’m good?
2026-06-27 00:50:03
0
umayb-right :
young people haven't seen big corrections yet
2026-06-27 15:53:31
1
GetSome79 :
How old are you now?
2026-06-26 20:57:16
2
hannah: Gen Z finance🖤✨ :
What do you do for a living?
2026-06-27 17:29:55
1
TheKooz69 :
I know a few people that stopped at 2 million and are now worth 5 million. Spending habits are what matters
2026-06-26 20:55:08
1
astron :
At 3.5% inflation for 20 years: $7,000 × 1.035²⁰ = ~$13,930 So you’d need about $14K in 20 years to have the same buying power as $7K today.
2026-06-27 21:51:37
1
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