Finance Chicks
Region: US
Friday 26 June 2026 16:50:28 GMT
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Squebed :
This is wrong lmao. $2500 rent for a 500k house? Try 4-5k
2026-06-27 11:55:12
12
Anthony_Williams :
I actually own a house outright and have 1.8 mil in investments, you can do both
2026-06-26 21:55:44
13
gually :
short sighted...
2026-07-01 22:49:59
0
Jeremy STEVENS :
Rent goes up every year. At some point your house is paid off (I paid my off 11 years ago). Have fun paying rent in retirement. The real world is filled with rich home owners and poor renters-choose wisely
2026-06-27 02:25:11
5
virtualmartin :
buying is a quality of life decision. no issues. no landlords. no moving. ability to paint your walls etc.
2026-06-26 19:53:00
4
AJ :
Buy a home and invest
2026-06-26 17:22:31
2
steve :
Most people who believe their house pays them when they sell it have never added interest costs to the price of the home. If they did, they’d quickly learn they didn’t make anything.
2026-06-26 17:18:19
2
JustADude :
I put $3200 down. 3.1% interest rate.
2026-06-26 17:15:50
1
Paper.Submarine :
You’re rent will not stay the same for 30 years though, so you’ll be paying more and more every year which eats away at what you make. Plus the owner will spend next to nothing comparatively for a place to live while the renter will still be either continuing to rent or buying a property for 3X what they were when they decided to rent in the first place
2026-06-26 17:42:47
0
santusmiknik11 :
does the 30-year math take into account the additional cost of housing like maintenance, home insurance, interest on the loan and so on?
2026-06-26 18:00:28
1
Bright Pearl :
For sure I’ve tried a bunch of budgeting apps and DollarFlow is the one I actually stuck with. Small daily purchases add up FAST. Tracking them opened my eyes
2026-06-26 22:45:45
0
protonzzz :
Missed the leverage return of house in owning a house
2026-06-26 18:00:50
0
user4994481266068 :
You would need an investment return of 9.2% every year or higher to make it worth morth than a home buying.
2026-06-26 18:50:34
0
StockTok :
Taxes? 250k tax free from home.
2026-06-26 22:56:13
0
grantrosenblatt3 :
She is correct - investing will inevitably jump housing. Housing should only increase 3% a year.
2026-06-26 21:50:09
1
howietok :
you can refi to a lower rate later, also when rates are low you can borrow at a low rate out of the house to invest, also in a state like CA your property tax is relatively fixed
2026-06-26 18:46:12
1
roadbeerbaby :
I’m not going to buy a house in Austin. Or Texas in general. Just not a good place to invest
2026-06-26 16:59:02
1
virtualmartin :
mortgages are 5x leveraged
2026-06-26 19:53:27
0
Maybe :
You assume that people will invest 100% of the difference. And you assume a 10% average, which is nonsense. Renting still may be better, but your metrics are not realistic.
2026-06-27 05:36:58
2
ggggg :
does this take into account increasing cost of rent vs increasing taxes/insurance?
2026-06-29 21:35:59
1
Jay :
I’m not here to really agree or disagree but her points are valid. People don’t want to even consider that owning a home could be more expensive in the long run and that’s her point. Renting stuff gets fixed. AC breaks, fixed. Plumbing? Fixed.
2026-06-27 04:46:43
2
antoinelf655 :
we ll talk about it in 25 years when i sell it for a couple millions and rent for free a house near the océan while you cant retired because your rent are 5000 a month😂
2026-06-27 11:26:42
1
Chris Seveney :
If you have $75k at 10% per year that’s $7500 in gains while a $500&
2026-06-27 16:13:21
1
chiefthinkerupper :
a lot of people will believe this. 😂🤣
2026-06-28 16:37:40
2
s :
I’ve been saying this FOR YEARS.
2026-06-27 14:21:23
1
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