@airic.z: Do you think the AMEX Platinum worth £650? 👀 Other benefits: 1) you get access to fine hotel resorts, which is a booking platform that gives you extra benefits including early check in at two, guaranteed upgrade, late check out at 4pm and breakfast for two. 2) a lot of hotel status with many hotel partners like Hilton Marriott Accor (But the benefits I’d say are not that good) 3) you also get car rental loyalty status too (again benefits not that impactful) Note that credit cards are normally only beneficial if you pay them off in full every month. If you believe you will spend more than what you can afford, credit cards are not recommended. #creditcard #amex #amexplatinum
Worth it if youve got a family. Travel insurance and airport lounges along have value. Travel also includes CDW for car rentals which can save a chunk. Hotel benefits are decent, melia gold in particular gives 3 20% off codes per year. All in all excluding points we as a family probably get about £2.5k a year in value, a lot of that being Travel.
2026-07-30 14:13:31
3
Daniel French :
I had it for 4 years and given it up for a HSBC elite Mastercard, much cheaper. Amex really ramped down the perks in the UK
2026-06-27 22:32:32
19
Guerrilla.life 📍IBZ :
A credit card is never a good idea. Why do you thibk they created it
2026-06-28 21:00:37
1
DarrensWheeler :
Yes. Provided you travel. Have had my cost back in hotel upgrades, lounge food and drink many times over
2026-06-28 10:45:56
61
AngSul :
It’s not worth it. Am cancelling mine.
2026-07-05 21:09:48
20
Jerome Gudgeon :
Perks are way better in the US although I have one and the BA Plat
2026-06-28 06:22:03
2
lordsydenham2 :
Your number is 1886
2026-06-27 20:35:39
5
nellgabriel :
You used to be able to bring in 2 guests with you to their lounges then they decided to cut it to just one 😒 plus their lounges aren’t that great anyway.
2026-07-10 12:36:00
3
Ani_Cod :
no..... no it's not
2026-07-03 17:08:35
15
Olstriker :
Could access the lounge when I tried, fully booked! Card is going to be cancelled!
2026-07-05 18:40:48
2
Apple User727262681 :
Amex Fine Hotels Benefits to mention
2026-06-28 08:16:05
3
Del Travels :
I got it, earned 100k points then downgraded after a year. 2 business class return flights in Q-Suites only cost my 90k points plus taxes and I got all the other perks for a year. £650 well spent 👌
2026-07-04 19:38:28
2
Ciara | curated wealth :
Love this so helpful
2026-06-28 16:26:14
3
Mia McGrath | Frugal Chic® :
So helpful
2026-06-29 10:07:24
8
Goldhand :
I want one ☝🏿 Now 👍
2026-08-09 03:59:19
1
Dave :
Much better value in the states
2026-07-28 19:46:27
2
Baz :
Mine costs $350
2026-08-23 21:52:14
1
S :
I have the platinum too it really good for elevating my lifestyle. I’ve flown business a few times. There’s platinum concierge which is handy. Only thing I don’t like is I feel like when I’m paying at a restaurant they expect a massive tip
2026-06-27 20:56:15
3
Guel :
The Platinum is the right balance and I think its worth it 100%. I have the Amex Centurion and that in Europe is absolutely NOT worth it.
2026-07-01 23:26:27
4
Thorne :
it is worth if you travel a lot
2026-07-31 22:47:48
1
SocialStew :
When I lived in a major UK city it was great but then I was relocated back to the remote provinces and it’s all small shops and they don’t take Amex. Also my nearwst airport flies budget airlines and no BA or partners where I regularly travel to so Avios not worth collecting now.
2026-07-02 15:21:09
3
someone :
This is much better than the garbage centurion card. £3400 yearly + £3k something initiation fee, for a diamond status with Hilton + some dining credits + most incompetent concierge crew.
2026-07-26 23:00:31
3
dailyvibes :
Not worth at all.
2026-07-30 18:38:06
1
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