@absmechialofficial: The Amex Platinum can be a great card, but only if you actually use the benefits. Here's what I'd focus on to help justify the £650 annual fee: • Up to £400 a year in dining credit (£200 UK, £200 abroad) • Airport lounge access • Fine Hotels + Resorts benefits like breakfast, room upgrades and hotel credit • Hotel status with brands like Hilton and Marriott • Comprehensive travel insurance • Up to £300 onboard credit on selected cruises • Membership Rewards points, especially if you transfer them to travel partners The biggest mistake I see is people paying for the card but barely using the benefits. If you're not using them, it's not really a premium travel card. It's just a very expensive metal card. @American Express

Abs | Financial Adviser

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Monday 29 June 2026 11:34:34 GMT