Fintech Founder
Region: PH
Monday 29 June 2026 12:38:21 GMT
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Joseph Angelo Lumba :
Jusko! Wala na kong pakialam sa credit score ko. Gusto ko na lang mabayaran lahat ng utang ko.
2026-06-29 16:27:42
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Rich :
Ako na ultimo 100 pesos, i-3 months to pay ko pa kasi 0% interest. 😭😭😭
2026-06-29 14:55:00
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LilLexplorer :
ako na nag ppay later para di COD at may voucher 😳
2026-06-29 13:47:50
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Fintech Founder :
Posted paano ayusin credit score after this 🙂
2026-07-01 13:24:15
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Celcelin :
Magara sa shopee spaylater lagi akong early payer laging a week early tas nung naisipan ko na tignan credit score ko sa lista sobrang baba ng credit score ko kahit good payer naman ako
2026-06-29 14:26:34
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lex :
i use my Atome for almost all my purchases but I pay on time and never miss payments. bababa po ba credit score ko since bnpl si atome?
2026-06-29 13:03:06
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Bujaynna :
Nasa very poor credit score ko jusko sa CIBI. Early naman ako magbayad sa Credit card ko at full payment always. Dahil lang sa tiktokpaylayter kaloka bumaba credit score kahit on time naman ako magbayad. Kaya dinako gagamit paylate
2026-06-29 23:40:28
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∘˚˳°★☆♪♪ *.✧ :
bakit parang ang simple lang ng Credit score/report dito sa Pinas at nasa normal/usual lang niya na app. Hindi ba dapat Government ang nagpoprovide/run ng credit reports?
2026-06-29 13:01:43
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CouchPotato :
Kasama ba dyan yung utang ko sa Globe sim na 6 pesos diko binayaran eh na eexpire kasi yung sim pag di na load or walang pending loan na load
2026-06-30 01:58:46
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Beans :
Checked in Google Play, ang baba ng rating ng Lista app. Reliable ba talaga syang app to check your credit score (genuine question)?
2026-07-01 05:39:47
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eik0fps :
whaaaatt legit ba yung #2. kaya ko ginagamit si SPayLater kahit may pambayad ako kasi akala ko tataas credit score ko. Like 1 mo. - 3 mos. lang naman yung terms na nillaagay ko. Will this affect my credit score?
2026-06-30 03:47:57
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Aaaaaaaaaaaaaaa :
Advance nako 1 month mag bayad bc na mention mo before na dapat early. Pero lahat lahat ng bagay (kahit piso) naka spaylayer na saken HAHAHA di ba pwede yun? oh nooo
2026-06-29 13:57:24
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Chumbeee :
Same here. Good payer ako sa spay. Never na late pero grabe hatak nya sa credit score ko 🥲
2026-06-30 13:25:43
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maureen :
Hindi na ba makakapagabroad kapag di maganda credit report?
2026-06-30 10:03:35
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Tiyah :
paano pag madaming beses kana nag sspay later / paylater sa mga apps pero nakaka bayad naman on time and never late?
2026-06-29 14:27:08
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keepncarry :
sobrang useful kasi for my cats that we can do BNPL, as much as I want to be “conscious” sa ganito I pay all my utang on time and its more efficient for me.
2026-06-29 22:20:12
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kimmmm :
Basta iisa lang ang nasa isip ko na kapag nabayaran ko lahat yan before due date ay maayos credit score ko plus peace of mind din dahil nababayaran just in case of emergency may pwedeng balikan dahil naging good payer ako. 🥰
2026-06-29 17:56:59
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minatozaki :
nag try ako today, nakita ko credit score ko nalungkot lang ako HAHAHA hindi na nga ako mag sspay at credit card!!! 😭🤣🤣
2026-06-30 11:57:23
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恵 :
May chance po ba umokay yung credit score pag nabayaran lahat? Mahilig kasi ako mag paylater. Di ko na nga gagamitin. 😭
2026-06-30 00:32:54
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Trial&Error :
Gumamit lang ako paylater few times nung wala pa akong cc. Napansin ko wala itong reports na ito sa TU pero nasa CIBI sila. Sobrang sagwa CIBI score ko while maganda sa TU. ang hirap pa magdispute sa maling info.
2026-06-29 14:19:31
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Yuukijham31 :
Yong ID requirements 🥲
2026-07-01 18:19:08
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Ian :
does it also apply to installments via credit cards?
2026-07-01 16:33:36
0
Craft Haven by Lana :
Can I still build my credit score?
2026-07-01 04:52:20
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wona ᯓ 💟 :
Hala lahat pa naman ng need ko kahit may budget ako pinapadaan ko kay spaylater para tumaas credit ko, miski load 🥲
2026-07-12 04:40:15
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