@humphreytalks: Here are the average and median 401k balances, by age, in 2026. Did this surprise you? Data comes from Vanguard’s latest “How America Saves” report. #EduTok #TikTokLearningCampaign #LearnOnTikTok #edutokcontest

Humphrey Yang
Humphrey Yang
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Region: US
Monday 29 June 2026 14:31:01 GMT
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curious.kimberly
Kimberly :
I have 20k at 40, I don’t even care anymore
2026-06-29 20:52:29
119
parker.baier
parker :
I’m 19. I won’t see social security.
2026-06-29 16:40:34
287
amandajay917
Amanda Jay :
im 34 with 160k 🥰 woohooo!!
2026-06-30 21:26:29
0
sporeserpent
SporeSerpent :
I’m financially literate. I’ve rolled my 401ks into IRAs when I’ve left companies. I’m 35 with 600k+ in retirement but my 401k wouldn’t indicate that.
2026-06-30 15:55:32
14
bx.llz
Isabella :
I have almost $60k at 25 and I am stressed it won’t be enough 😭
2026-06-29 22:43:50
47
slayj12
SJ :
Lmao I gave up
2026-06-30 02:24:01
8
wickymicmac
Gavin :
why are those numbers so so so low
2026-06-30 01:37:49
34
ryan.smith682
Mattached :
my only 401k is all the Pokémon in my storage
2026-06-30 00:38:28
6
nickk2269
NickK :
Literally no one has extra thousands to "save", sitting around in some account for years later. Why lock it up in a account when you could use it to enjoy life young
2026-06-29 20:01:53
16
hchighfield
Heath :
That’s just what’s reported in individual 401ks. If they have not consolidated 401ks from old employers instead of looking at the combined value of 1 persons single 401k it could be separating out two 401ks owned by the same person. Or if they rolled it over into an IRA there’s no data on that either.
2026-06-29 14:50:04
18
medsybugs2
Medsybugs2 :
Btw, the word average can be very misleading, it just takes 1 person out of 5 to have around 500k in their 401k for it to be $120,000
2026-06-29 22:32:27
7
kevinparham89
KevinParham89 :
One thing I disagree with. You should not be comparing what you spend today to what you spend at retirement. Your Retirment should be significantly lower. If its not. than you screwed up somewhere! However, you should account for inflation on THE BASICS. You can always tweak the "luxury" things but basics have to be bought/maintained no matter what!
2026-06-29 21:45:37
7
notherrealname
NotHerRealName :
44, just hit half a mil this month. It’s more than so many people and not nearly enough.
2026-06-29 23:32:11
8
kingulfricstormcloak
Lucas :
x25 was the old number. From 2020-2024, the US faced a cumulative inflation of over 21%. That's supposed to take AT LEAST a decade.
2026-06-29 17:04:09
6
cassieann81
Casey :
Not even close 😂😂😂
2026-06-30 21:37:27
0
felix.andrew620
Felix Andrew :
@THERESA COLEMAN Awwww!!! Theresa, She's the best !! You're gonna make me cry!!! Thank you so much Boss lady 💕💕💕🥳🥳
2026-06-29 15:51:14
3
mildred.wilson215
Mildred Wilson :
@THERESA COLEMAN in the elite circles, clarity is currency, Theresa define both 👏❤️
2026-06-29 15:55:30
2
christinalitzenb5
Christina Litzenberg :
I’m 33 with almost $130k
2026-06-30 20:53:03
0
mcal1978
Mcal1978 :
47 and I have 600,000 in 401k
2026-06-30 14:43:18
1
midwestk8
MidwestK8 :
Those are dismal numbers.
2026-06-30 14:42:39
2
fisherjoaann
joaaannn :
I emptied my 401k and invested in trading. I have built up my IRA in recent months to more than the average of 45-54
2026-06-30 01:44:33
2
lktcwj
Let's Keep This Constructive :
im 30 with 125k 😐 and I thought i was behind
2026-06-30 00:30:10
2
prestonalford1025
preston alford :
21 with 40k💪
2026-06-30 18:25:31
0
satan_3692
your_neighborhood_satanist :
I hear a lot of advice on numbers on specific accounts, but what if at the end of it all, I have a projected 2.5M spread around multiple accounts?
2026-06-30 16:01:06
2
dylanmatlock87
Dylan Matlock :
Just sitting here with 180k at 33 🥰
2026-06-30 13:52:22
1
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