@brownieonbudgetlavi: The 4-step routine: ๐๐ฝ Investments: Automated the second I get paid (Profit first). ๐๐ฝ Bills Account: Separate checking account just for fixed costs (Overhead covered). ๐๐ฝ Credit Cards: Daily variable spending, tracked on my sheet, and paid to $0 every single month. ๐๐ฝ HYSA: The rest goes to sinking funds for my future goals. Having a plan on a spreadsheet is great but this is how I actually move the money on payday to force my life to be profitable. โThis concludes my 3-part series on running my finances like a business ๐ผ If you want to build a profitable system for your own life, head back to my grid and binge from Part 1. . . . #MoneySystems #PaydayRoutine #punjabifinance #punjabifinancetips #browngirlfinance