Adrienne Hines
Region: US
Monday 29 June 2026 20:12:11 GMT
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sonyayvonne :
I have two, Affirm and Klarna, and it was for groceries, pet products, and some things needed for a move. They will DEFINITELY be included in my filing!
2026-06-29 20:53:07
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Holly M :
I’m waiting for discharge and had a dozen affirms for about 3k total. Luckily they are now a thing of the past. I used mine for household items, oil, clothing, food etc.
2026-06-29 22:27:22
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Dede1985g :
I have three out right now. concert ticket (almost paid off), hotel for a vacation and I just got a refrigerator. I learned from ur videos that they are included in the bankruptcy. I hope to have them all paid off by the time I file bankruptcy. its not a huge balance
2026-06-30 04:28:10
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Adrienne Hines :
This is a whole new world for people and finance and we’re all still trying to wrap arms around it. Thanks for helping people like me understand more about this subject by leaving your comments!
2026-06-29 20:13:03
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Tri-State Wx :
the challenge is they are not all the same. klarna and affirm are really the only two that offer extended payment plans. everyone else it's over 6 weeks maybe 8. so any debt incurred would be recent.
2026-06-29 21:25:32
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D :
I have only affirm and I used it to buy new tires for my car.
2026-06-30 01:27:47
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eric_avatar_of_the_hunt :
I used Klarna for clothes and books. I did in fact list them in my debts. They've closed the account
2026-06-30 00:18:56
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susanaordonezcortes :
I’m about to file and I have pay in 4 but it’s hard to stop paying those cause their in auto pay and I can’t remove them 😭 I get my babies clothes and diapers and groceries
2026-06-29 21:48:42
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nicolerelling76 :
We bought an engine for our POS Kia engine that blew.
2026-06-30 03:50:55
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Becky Jones Muggy :
a battery for my car, a vet visit for my sick dog and sometimes even groceries. we included ours with our chapter 7.
2026-06-30 01:07:15
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You’ve Got It Maid™️ :
Mine just showed up on my credit. Actually I owed to Affirm only. But now 2 years after discharge I am using them to build credit back. I'll do a small purchase, put it on auto pay and my credit went up 100 points in last 6 month. It's now 750
2026-06-30 00:14:38
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thegurlwithoutaname :
I had like 15 affirm accounts. Terrible!!! I bought stuff from furniture to hair.😂😂😂😂 All gone now, and I will never do it again.
2026-06-30 03:38:17
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Spam Likely❌ :
BNPL are sooo predatory. It gives people options when there are none but at the same time enables a system to continue price gouging us bc people are paying. This seems like a vicious cycle.
2026-06-29 21:49:55
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