@iamzayade: 1. 38%. that’s the exit tax on your ETF gains in ireland. not the 33% you might’ve read on some US or UK blog. our rules are different and that’s exactly why generic advice doesn’t fit us. 2. 8 years. the deemed disposal rule. even if you don’t sell, ireland taxes your ETF gains every 8 years. nobody mentions this until you’re already in it, so now you know before, not after. 3. €1,270. your annual CGT exemption. this one’s for individual shares, property, crypto, not ETFs. small thing that’s easy to leave on the table if no one tells you it exists. #irishmoney #ireland #PersonalFinance