errrriiiiinnnn
Region: US
Wednesday 01 July 2026 06:09:34 GMT
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Nance :
I’ve forgiven myself
2026-07-01 20:59:19
418
Therealsketty :
Cool my minimum payment is $1608
2026-07-01 14:29:47
297
JPEG :
They need to retroactively forgive interest
2026-07-01 11:20:32
536
Amber 🌟🗝 :
PSLF here. Let them charge me all the interest they want. They are writing it off in Sept when I hit 120 payments.
2026-07-01 19:25:42
94
W :
It is also a 30 year plan…..
2026-07-01 17:33:58
35
Tynnyfer :
I’m not signing up until forced - I was on SAVE. Also my minimum is prob like 1k 😭
2026-07-01 17:10:34
63
chloe 🦢 :
this sounds too good to be true
2026-07-01 22:29:21
8
JRSW60 :
How do you qualify for the RAP
2026-07-06 06:44:35
2
hal.elaine :
I’m confused mine still says I have nothing due till nov 2028
2026-07-02 16:06:02
5
Alexis :
HUH?? This is so confusing with all these different plans
2026-07-01 15:25:25
33
Chelsea :
It sucks that any payments you’ve made so far tho doesn’t go towards forgiveness so payments start at 1 where as other repayment programs count your previous payments and some during the forebarence during covid you could possibly be paying for a much longer period.
2026-07-01 15:08:58
5
Dr. G :
Even making 70k (resident salary) you’re in the 7% bracket. Not the worst but it’s definitely not the BEST. My PAYE plan will be like $50/mo when my new payment cycle starts. It’s being eliminated in 2028 but RAP deff isn’t best for everyone rn
2026-07-01 18:07:49
14
🙂↔️ :
it would be worth it if my monthly payments weren’t so high. i’ll gladly pay a smaller amount the rest of my life + end up paying a lot of interest than struggle with a $1k+ monthly payment when i only make $3k a month 💔
2026-07-02 16:27:02
6
ifarin22 :
My loan servicer Aidvantage hasn’t reached out to me yet. What am I supposed to do?
2026-07-03 21:09:12
2
Alexis Rodriguez :
can you still choose rap plan if its after july 1st?
2026-07-04 21:56:40
2
Reese :
Thank you for this! I just haven’t had the mental capacity to really dig into the RAP. I appreciate you taking the time! Looks like this may be the best plan for us.
2026-07-01 14:42:05
9
bree :
When they calculate your income, they look at both you & your spouse combined, right? What if we both have student loans to pay back?
2026-07-04 15:04:02
1
simrankt_ :
Misleading start to the video. For anyone wondering, if the monthly payment on RAP is less than the monthly interest accrual, then yes unpaid interest is subsidized
2026-07-03 01:33:17
7
Lizard🧜🏽♀️ :
I do feel for those who have astronomical payments, but I feel like I’ve only been seeing really negative numbers and it made me terrified to be proactive. I went from 132 under SAVE to 152 under the new plans (making abt 55,000 a year w 70,000 in loans). You can tell them not to restart payments until the forbearance is settled. Hopefully it’s the same for others <3
2026-07-03 02:41:45
1
Rob Plays Games :
Should've been done ages ago!
2026-07-01 17:58:25
0
Marcy Stanley :
Sis let’s also call out that not everyone is eligible for it and that it’s still not an affordable plan
2026-07-01 17:40:39
2
Kat 💕 :
How do I get it this
2026-07-10 02:22:50
2
Red Cove Farms :
pretty sure the fine print said that the "forgiven" part you will be taxed on at the end, when all is said and done
2026-07-03 04:13:27
1
user5550913283700 :
Doesn’t that just mean you’re paying purely interest, so the total never goes doesn’t either?
2026-07-03 08:49:12
1
Digital Mana :
RAP is obnoxiously terrible since it's based on 1% - 10% AGI and it may take 30 years to get out of debt which is very bad, compared to IBR.
2026-07-03 12:51:17
1
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