@justtonch: Right now, your financial data is locked in different companies - banks, fintech apps, and even retailers. So when you apply for a loan, lenders don't see your full financial data — no proof you pay your bills on time, no transaction history. This new bill in congress wants to change that. It gives you the right to use your own data — whether its bank records or utility bills payment history — to prove you're creditworthy. Will this finally fix the loan rejection problem for Filipinos? #fintok #fyp

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Wednesday 01 July 2026 12:29:19 GMT