@jakeclaverqfop: A couple million dollars probably won't cut it. At a safe return, two or three million still has you slowly eating into the principal, depending on how long you live. The number where the math actually works tends to sit closer to ten million, which throws off around half a million a year without touching the base. And if a windfall ever lands, the move is to sit on it for six months before you change a thing. What number would feel like enough to you?