@emandalio: Paying off my birthday celebration balance in full to maintain my good credit #PersonalFinance #financialliteracy #creditscore #creditcards #budget
Why is the limit that low? You definitely had to have carried a balance
2026-07-13 14:50:54
6
domsarfo :
the points tho
2026-07-13 01:03:11
1
Neil :
Excellent video! I think everyone should start off with a charge card for their first card, to help learn financial discipline. Love my AMEX cards!
2026-07-14 22:31:15
1
joseph7656788554469 :
Went on vaca this path month and had to pay the deductible on my car after a wreck. Racked up over 4k this past month lmao.
2026-07-12 00:26:01
1
snta :
Can you make a video on what to do AFTER you save 10k?
2026-07-02 00:19:10
9
CocoMichelle124 :
That preset is wild 😬😬😬 your annual fee is practically 25%.. the teaching is this card is not a tool currently.
2026-07-02 13:03:04
1
Bobby on a Budget :
Paying the birthday celebration off in full instead of letting it ride is the part most people skip — celebrating AND protecting the score at the same time. What made that possible for me was setting aside a little "fun fund" in the months before, so when the statement came the money was already sitting there waiting for it.
2026-07-02 08:42:01
7
Cosmos :
I have same limit and I am excessive spender on my gold card. I got the preset limit due to high spending my first few months
2026-07-12 09:03:14
0
SpaceCowboy :
Regardless on your spending, you should not have a limit. This is wild. This is also telling that your spend does not justify the annual fee.
2026-07-03 03:03:42
2
Crevalle :
I have no limit
2026-07-02 20:21:48
3
yuno :
I have a feeling this happens on your first month. I had a balance of 2k and it gave me this warning, now I average 3k-4k a month and the warning never shows up.
2026-07-13 02:30:34
1
prettygirldmv :
you have a limit?!
2026-07-03 00:39:40
1
Daniel :
It doesn’t sound like you carry balances but that’s typically what they do to people who are not paying off their card in full. I would call them, I’ve never seen that on an account with them that’s kept current. Most peoples present spending limits are quite high. It makes me think something is wrong.
2026-07-02 12:55:32
2
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