@themortgagebawse: Buying a house is not something that happens on a whim. It’s something people take one or two years preparing for. Here is what you need now if you are buying in 6 months IF you want an easy process. #firsttimehomebuyer #buyingahouse #realtor #loanofficer
I have the job money is ok credit is over 640 just not enough money in the bank 😏
2026-07-06 13:37:07
16
tdot14 :
How much should we have in our account for earnest money?
2026-07-28 00:14:11
3
Big’Mel 🤎 :
I’m not gon hold you but I have all the things but my debt to income ratio is too high with my student loans 😭
2026-07-22 00:10:30
10
Sunshine205 :
I don’t think I’ll get approved ever. Even with a household income over 250k a year because my students loans came out of forbearance and reported late when it shouldn’t have.
2026-07-31 01:32:36
11
Jreed :
How does student Loans affect the home buying process? I want to buy next year but my student loans makes it look so unattainable
2026-07-26 06:27:26
7
St33lersfan715 :
Closing and down payment coming from my 401k when should I request the funds to be transferred? Please listen to this free info- the mortgage process can be a little less stressful if you at least know a few things proactively.
2026-07-01 23:32:53
8
Denise :
A lender told me that they use the middle score. My Fico score is higher than my middle score but he told me to bring the middle score up. Was this good advice?
2026-08-27 18:28:57
0
toodlesbryant :
I told someone that on another post and they tried their best to go off, saying I did not know what I was talking about! Those mortgage, credit card and auto credit scores or different!
2026-08-07 01:10:46
1
StellaB_1005 :
Have all this just can’t afford the mortgage 😩
2026-07-23 23:14:02
2
fineassjordann :
So when should I pull money out my 401k money to make my down payment?
2026-07-14 06:08:26
5
lovey_2026 :
Why did they look at the 60 days when I applied and every month since approval and buying the house? Took me a few months to find the home.
2026-07-02 07:59:56
4
xoxo :
I just bought a car I April . So should I wait to apply?
2026-07-22 23:58:52
2
Cesar Arciniega MLO :
Great breakdown for buyers to prepare.
2026-08-26 16:58:59
1
Christy :
Question - as a single memeber LLC doing owners draw- is keeping a log sufficient for the underwriter, or does it need to be set up as payroll? Thanks !!
2026-07-16 06:11:43
2
Fanatics :
Hi Sis, is it FICO 8 score?
2026-08-12 16:51:36
1
Eboweee :
Can I DM you I have a question
2026-07-13 08:55:51
3
TheTrend :
what are overtime and bonuses? from my job?
2026-07-25 15:10:24
1
Nely Catalan :
How much would you recommend saving? Just an estimated amount?
2026-07-11 21:32:57
0
Jackie Richardson :
Yes credit score over 750
2026-08-04 01:15:49
1
Dexter :
Great Advice
2026-07-07 21:57:50
2
Crystal Lopez | Austin Realtor :
Solid!
2026-07-17 16:44:22
1
Iggy123 :
Very informative
2026-07-05 11:55:17
4
NT :
hi which bank or grant programs should I use as a truck driver?
2026-07-02 14:05:22
1
LifeOnPurpose15 :
Thank you for this information 🙏🏽
2026-07-02 23:21:23
2
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