this is so true if you take your 5 year payment and pay it off in 2 years... if you take the 3 years you did not have a payment put it in saving get interest off it the 3 years of savings... then you can pay cash and sales tax payment on ypu next car.. then take the next 3 to 5 years to save again.. way better cycle.
2026-09-11 14:50:39
0
MamaDuck :
I have always heard the saying, " you are either making a car payment or car repairs"
2026-07-02 01:55:37
13
Blue Zone :
I’m almost 60 and I have never had a car payment, our house payment, I went to school with this guy named Steve Carbonero. He was a thief, but he told me never spend money that you don’t have, that’s one of the two things I learned in high school, that and I learned how to cook an omelette
2026-08-02 19:46:43
1
Coffeeknitter :
My car is almost paid off, and the dealership is trying to contact me to trade it in 🙄
2026-07-02 13:13:33
8
KK :
Oh Carr-uhhh!! I got this! Lol! I am driving a 2004 Ford Excursion that I got in January 2005. It has 498k + miles on it. We raised 3 girls with it and I can’t find anything else I would rather have! It was a gift from God! Yes, it has costs lots at times to fill up and we have had repairs to make but it was cheaper than a car payment! 😃
2026-07-03 00:24:45
7
missymcg13 :
I have NEVER had a car payment.
2026-08-09 00:27:44
1
clockwood71 :
buy the certified pre-owned. new car is a waste of money to impress others.🤣
2026-08-24 16:22:25
2
Lottie :
We drive a 2017 Kia Soul and it was paid off some years ago. I still love it and between covid and my limited mobility we only have 47,000 miles on it. I WILL drive it til the wheels fall off.
2026-07-02 20:00:25
0
Amanda :
2017 Ram 3500 diesel 6 speed manual, 153k miles here. Paid it off a year early & I will drive it until the wheels fall off 🤣 at this point regardless it’s cheaper to make repairs than it is to go and buy another vehicle.
2026-08-19 15:44:58
0
Mhansen :
My dad tried telling me I’ll always have a car payment, to which I replied just watch I won’t in a few years
2026-07-02 17:39:48
2
Sara :
We have our van paid off and we just got another one on auction and paid cash and it has low miles. Our son also has a permit and we got a cheap truck for him. I have always told him a paid off car is the best car to have.
2026-07-02 20:20:47
3
Marty :
Haven’t had a car payment in over 20 years. I own 3 vehicles.
2026-07-26 12:54:20
2
Katie Kelley De Leon :
I am about to pay off my car two years early and I will be keeping this car for as long as it runs. I love my car so that helps!
2026-08-22 23:42:36
1
Jordan Petree :
nope. my family has 3 vehicles. no car payments. we buy used and pay in full. the only reoccurring payment we have is insurance
2026-07-18 15:00:28
4
christycargilesta :
Seeing my parents pay cash for cars vastly changed how I looked at car buying. And they were nice new cars not beaters.
2026-07-02 15:17:52
3
Amy :
Please please let my 7 year old Toyota last another 10 years.
2026-07-03 01:58:20
2
Charisma Horton :
Nope. I never have a car pmt. I buy used cars and drive them for 20 years 🤣
2026-08-07 13:37:46
1
Shelia Owens :
My husband and I believe that’s for years because he owned a car dealership, but in the last year we have realized that that is a reoccurring payment that we need to get rid of. PS we’ve been in real estate, honoring our own businesses for years and our car payments are astronomical because we lived in that cycle for far too long.
2026-07-09 23:59:10
1
Budget Bill :
That’s true. Same for me. But I got smart and kept my last car for 23 years.
2026-07-02 16:42:48
2
Jill :
I currently own a 2012 Nissan, and 2017 Mazda. Both paid off.
2026-07-02 14:35:55
2
ClareLane :
I agree with you my friend. Everytime we are close to paying off a car we will get in an accident and then they total it out . It always seem like we will always have a car payment
2026-07-02 09:38:03
2
morgdl :
I bought a car, 2020, have less than a year of payments left. Less than 12k miles and it’s my forever car.
2026-08-05 16:16:34
1
jbl551232 :
haven't had a car payment in ,over 9 years. we have 8 vehicles all have been paid off for years or we paid cash for.
2026-08-05 06:58:41
2
luckylady12 :
We have two cars we paid cash for. Not fancy but reliable.
2026-07-02 20:37:46
3
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