@consultwitciera: When it comes to student loans, everybody rushes to dispute and remove them without understanding how credit really works. Aged accounts can actually help your credit profile. So in some cases, removing the account can lower your score instead of helping it. Sometimes the better strategy is getting inaccurate late payments corrected or reversed while keeping the account history intact. Know the difference before you start disputing everything. #creditscore #studentloans #credittips #credit #fy