@robthecreditguy: My client she’s 41 a pharmacy tech her credit was at 512.. Midland Collection $8,491, T-Mobile Collection $3,204, Credit One Collection $19,337, 17 Late Payments! She was ready to be a homeowner. She clicked the link in my bio, signed her up, 6 months later, she now qualifies for her own house! 512 to 748 #badcredit #creditrepair #firsttimehomebuyer #creditscore #credittips