Dave | Learn Personal Finance
Region: US
Friday 03 July 2026 00:18:00 GMT
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Courtney Reale :
All 5 makes me feel better but the bar is on the floor lol
2026-07-03 15:28:39
249
Kaiser :
....the hell is paying more than $350 a month in a car
2026-07-03 22:25:13
19
Philoslothical :
22k in CC debt, no savings, 800/mo car payment, no Roth/ira, but I do make 120k/year
2026-07-03 02:07:14
62
rach :
4/5 (car payment)
2026-07-03 17:07:40
12
Michael Paret :
No credit card debt ✅ more than 1 month emergency fund ✅ both cars paid off ✅ Roth IRA, not much but it’s started ✅ blessed to put a ✅ for the last one
2026-07-03 01:36:52
7
Mobile Keverett :
Nah the Roth IRA is a waste. Unless you are maxing out your 401k. The compounding interest you are losing up until retirement on the from paying taxes is much higher then the taxes you will pay after you retire on a traditional 401k
2026-07-03 11:15:35
0
Log :
6 months I had 0/5 of these done and now 6 months later I’m 5/5 🥹
2026-07-03 20:29:42
15
Maggie James :
4/5 unless a 401k counts.
2026-07-03 13:38:11
3
symone375 :
The car payment is the only thing holding me back 😭
2026-07-06 04:23:40
0
PP :
I'm barely over the average, so I'd consider myself below average. I make 65k, $2k in credit card debt (optional, I could pay it off today but I'd prefer to make 5% and pay 0% interest for 2 years), no car note, I have enough for about a month and a half in expenses in my checking and about 1.5 years on my savings. not so good on roth/retirement, yet. 🥲
2026-07-03 01:31:58
3
CSW :
I hit all but the car payments. Unfortunately 4 drivers in our home all needed new(er) cars around the same time.
2026-07-03 11:56:43
5
Sas1205 :
Surprisingly 5/5
2026-07-04 21:09:18
2
Indy Bug :
I’ve got 5 out of 5 but I still don’t feel as secure as I’d like.
2026-07-03 20:30:05
2
marionthesinger :
2
2026-07-03 01:25:32
2
Kyle 🐉 :
5/5 let’s gooooo
2026-07-03 22:59:09
3
ryan__sandy :
@ryan__sandy: 2,4, and 5 I’m good. 3 I almost have my car that only I have owned paid off. Credit card… ye
2026-07-06 03:11:48
0
Sam I Am :
Lol I’m a teacher in Florida I’ll never make close to the median salary 🤡😂
2026-07-05 23:52:45
0
Sinai :
4 out of 5 🎉
2026-07-04 11:44:51
2
TM98 :
I dont have a "car payment" but I do have a 3% loan that paid for a car 😁
2026-07-03 00:31:39
1
BigBear :
Oh wow , I checked ✔️all five.
2026-07-03 05:29:06
4
CatsnBikes :
5/5 and saving everything I got so I can punch out early instead waiting till I get old to enjoy what I’ve earned.
2026-07-03 16:31:46
3
J :
4 out of 5...Payments on an SUV and a motorcycle...😅 Combined they are still well below 1k a month so must be doing SOMETHING right
2026-07-04 03:43:43
2
hellothere :
we don't have car payments but its because we have owned them for 10 years and paid them off.
2026-07-03 19:08:19
2
Esther Kamara :
4 out of 5. Let’s go!
2026-07-03 19:32:45
2
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