Edina 🇸🇪 -> 🇲🇾
Region: MY
Friday 03 July 2026 15:51:41 GMT
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Yaya :
Sometimes people can actually pay it fully, but they use pay later to get vouchers so they can get cheaper price. Then they make early payment. So then no more debt.
2026-07-03 17:12:11
185
nana :
im using it cuz im lazy to login bank everytime buying something.. login 1 time to pay everything end of month 😓
2026-07-03 19:47:53
43
Pia 🥐 :
i prefer bnpl because it is easier to refund in case something happen. if the product is okay I paid for it like the next day after receiving it 🗿 personally I think the actual dangerous one is installment system like you said gods know how many you are 'debting' becausw it goes for MANY months.
2026-07-04 14:24:12
6
6572 ⨷ :
i only use it on tiktok and i dont let it exceed 100 most of the time and thats still scary to me 😭 better dont but if youre sure u can pay later then always plan ahead
2026-07-04 02:47:47
6
MD Hasif :
not sure why im not tempted by it..
2026-07-03 19:07:39
18
Joel :
Consumerism core 😍
2026-07-05 17:12:51
0
calaminehimzah :
Yes, I agree✋🏾
2026-07-04 15:00:43
0
tgintn :
the debt to pay is such a burden for me and i would constantly buy things that i dont need so i deactivated all of em on different platforms 😔😔😔 now i only buy things that i have the money for it
2026-07-03 16:14:50
13
Aliza Mansor :
i NEVER use buy now pay later. i got rid of my credit cards for exactly this reason 😂😂
2026-07-22 13:17:04
1
nurulhidayahahm39 :
True that
2026-07-07 15:43:10
0
Kaze :
hard factssss
2026-07-14 10:32:01
0
mansorsebli :
thanks for your advi e@reminder,geourges Sister. ..but, as for me..i also buy something in that app, but i always remind myself not to buy expensive thing in it.I dicipline myself regarding that buying online stuff. thanks,geourges
2026-07-05 08:50:18
0
RaihanAziz :
I just use it for the voucher then I just pay full😂 then I wait for another voucher
2026-07-05 15:32:01
0
* :
I pay rm400+- every month to pay my debt to Atome 😂
2026-07-03 20:24:26
3
kylehudsons94 :
I use the paylater cuz it's 0% and I'm already in my bed so too lazy to leave bed looking for cards
2026-07-07 04:12:45
0
Nevash3071 :
Hi. I do agree with you but I also use it recently but not for being in debt. But to enjoy the promotion or discounts that it provides. FE, recently I moved into a new rental room and had to buy a lot of new stuff like pillow sets, mattress protectors, bedsheets, cleaning things, floor mats, etc. In total it is supposed to cost me nearly RM200 but I paid only RM130 with free deliveries for all the items. once put in pay later. I paid it on the spot and settled. Also you are stating a valid point that don't be debt over trivial things which you may realize now but it costs you a lot. Thank you
2026-07-04 08:50:36
3
_ huh//? :
Are you live?
2026-07-03 15:59:37
1
Æ :
first
2026-07-03 15:58:49
0
aidasarah1297 :
ANTI DEBT
2026-08-07 14:29:58
0
MIZAN HOJA :
Agreed!
2026-07-04 14:28:36
0
:
In malaysia we dont add charges because its counted as a sin so,We dont lose anything if we use 'PayLater'
2026-07-04 13:46:56
0
️ :
personally, i’ll never use it—it only puts me in debt just for unnecessary items.
2026-07-04 08:01:39
0
Zufar Isma :
plus they put it on limited time discount 😩
2026-07-04 07:48:20
0
ke :
it's just called discipline. our parents taught us to utilize our money to our needs, not our wants
2026-07-04 07:45:08
0
nath :
preachh girl ✨
2026-07-03 16:01:10
0
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