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@melissa_mariche: #drdentmouthwash #drdent

Melissa_Mariche
Melissa_Mariche
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Region: US
Friday 03 July 2026 18:57:32 GMT
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Based on direct conversations with people working on the Clarity Act, passage before midterms looks unlikely. The markup is incomplete. DeFi regulation remains a sticking point with genuine Republican and Democrat disagreement on oversight. The bank and Coinbase yield dispute has eased with OCC guidance stepping in but DeFi is a harder problem to resolve. The SAVE Act and PACE Act are also competing for legislative bandwidth. Q1 2027 is the more realistic timeline. For the 16 assets with existing CFTC and SEC joint guidance including XRP, the Clarity Act is not the blocking issue for adoption.
Based on direct conversations with people working on the Clarity Act, passage before midterms looks unlikely. The markup is incomplete. DeFi regulation remains a sticking point with genuine Republican and Democrat disagreement on oversight. The bank and Coinbase yield dispute has eased with OCC guidance stepping in but DeFi is a harder problem to resolve. The SAVE Act and PACE Act are also competing for legislative bandwidth. Q1 2027 is the more realistic timeline. For the 16 assets with existing CFTC and SEC joint guidance including XRP, the Clarity Act is not the blocking issue for adoption.

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