Lisa Smith 🛵
Region: US
Friday 03 July 2026 20:55:03 GMT
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philbuildthefuture :
6% withdrawal is waaaaay to high. Forecasted sp500 returns are lower, remember we had several years of very high returns. Very high. That means we revert to the mean
2026-07-04 06:13:07
10
James Patterson III :
$2 mill will not last forever at 6%
2026-07-05 12:36:08
11
user1703982218137 :
let's see the Montecarlo
2026-07-04 16:05:00
0
vonToddenstein :
It depends on expenses.
2026-07-04 12:33:38
4
makoy_28 :
ASSUMING stock market is good throughout the years
2026-07-04 02:14:33
5
Mindless :
Is this excluding social security?
2026-07-04 12:23:26
1
George Bailey :
Spend a million dollars a year & gone in 2 years
2026-07-05 01:45:40
7
AskKatieP :
What’s last forever mean in terms of years?
2026-07-04 12:09:24
1
ksquared212 :
This is nuts. You must factor inflation and sequence of return risk
2026-07-05 06:52:20
4
VoxPopuli :
The ole pull n pray, works every time 😎
2026-07-04 14:10:49
6
Jimbo :
How long am I gonna live? That’s the biggest question
2026-07-04 02:16:41
3
Stephanie Anderson :
so misleading you should not be giving this info as certain. many variables at play
2026-07-05 16:58:02
3
Mr Percy :
$2M in ROTH IRA in ETFs like JEPQ, $200k/year tax-free.
2026-07-05 16:54:46
0
Fit for life :
So you left out some key points. What is starting age for withdrawal, current/potential expenses.
2026-07-04 16:01:20
1
DaysofTheoslife :
can u say how these have to be invested?
2026-07-03 21:05:49
0
Monkeywhip :
I’ll work right up til my funeral I guess.
2026-07-05 01:35:18
1
user6969818600557 :
How do you factor in sequence of returns? Not sure 6% - 8% last forever if you hit a bad sequence early on, right?
2026-07-04 12:59:15
1
TopRamen50 :
Why does no one else say I can take out 6% and not run out of money
2026-07-04 21:46:34
6
user8838896183952 :
Your math isn’t mathing
2026-07-05 04:01:55
1
Skippy :
You mean if you spend less than you bring in it will last forever!? Who would have ever dream that!!
2026-07-05 15:52:12
1
DKNY212212 :
No way
2026-07-05 01:06:38
0
Nick Goodman :
Depends on what your returns are like and what you are actually invested in. Target date funds are returning about 10% or more.
2026-07-05 15:00:58
0
user3610624328016 :
Not correct
2026-07-05 15:42:45
0
Thepapat :
Go
2026-07-04 22:35:13
0
pro47 :
the SP500 return over 15%/ year will fill up your expense
2026-07-05 20:00:36
0
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