GodsDelight
Region: ZA
Saturday 04 July 2026 06:23:55 GMT
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KantoAnime :
Basically the same thing
2026-07-04 14:46:25
756
لَا إِلَٰهَ إِلَّا ٱللَّٰهُ :
dude the main difference is that interest if not paid over time will increase in value whereas if ur buying a car and paying in parts its literally the same value
2026-07-04 14:08:24
140
AGENT🕴🏼GAIA 🪽 :
reselling is not interest, both agreed on the price before buying
2026-07-05 11:04:47
0
Islam.. :
In Murabaha, the price is fixed from the start, so the seller’s profit is agreed upfront, not constantly increasing like interest. If someone genuinely struggles, Islamic finance is meant to give time and avoid profiting from late-payment penalties, though the person still has to pay what they owe.
2026-07-04 11:59:25
72
Semih :
The difference is that the interest rates rise if you don't pay for something. It's called compound interest. Murabaha doesn't have that.
2026-07-04 10:00:11
50
ashman :
Pretty deceptive of OP. First of all, the bank is co sharing the car, and if you’re unable to pay, the interest doesn’t accumulate. The most logical example is of student loans. After paying the interest on the loan for 39 years, you’d still owe the original amount.
2026-07-05 01:15:09
7
m :
So basically no interest ?
2026-07-04 18:45:54
52
xalexriv-LGB8 :
This is financially wrong. Interest and that are not the same. Interest was invented to charge different type of formulas for profit margins. A base cost is a purchase. So yes, it is not a loan but a purchase of currency. One makes a profit of accumulated interest (overtime) vs a purchase of currency. There is a difference as purchasebof a good (currency) is unchangeable while interest is changeable.
2026-07-04 22:22:42
16
Mr. Dominic Siege :
interest can rise with inflation. murabaha don't
2026-07-05 06:51:53
12
Hamza :
it is still different, if you dont pay for whatever reason, that interest builds up, thats basically the "evil" of interest. if you lose your job you are getting way more
2026-07-04 20:27:41
10
keongracun :
And if you want to pay in full before the due date, you still have to pay the whole ($12.000).
2026-07-05 00:49:37
10
Tomboy Enjoyer :
why did bro blur Peter's face
2026-07-04 09:54:02
125
Ghulam-e-Ali ރ :
That's not interest genius, Everyone has a right gain profit from their sales without exageration of said sale or loans exploiting the buyer for more and more over longer periods or more then the actual value of the thing sold which interest does.
2026-07-04 12:48:06
8
reflection :
Interest is a charge for lending money, while murabaha is a profit margin on the sale of a tangible asset. In Islamic finance, money is not a commodity that can be rented out for profit, it is only a measure of value.
2026-07-04 06:51:04
11
Javaid Akbar :
This is not murabaha this is called Ijarah
2026-07-05 10:11:36
0
Piyoloco :
Well explained. How will the banks make profit if there is no interest?
2026-07-04 21:53:09
6
1qba :
no it's not.the bank has to take the risk,not you.if that car that cost 10000 dollars catches a fire at the dealership,the bank loses the 10000,not you.second of all, regular bank can compound the debt to over 12000+ if you didn't pay it because of some problems, murabaha can't do this.the 12000 is a fixed price,so the bank can't compound the debt.plus,the 2000 Dollars is a standard commerce,how do you think people can get profits??,this is basic business bro.
2026-07-04 17:08:25
27
Saim :
Nah murhaba don’t increase over time and if you don’t pay full amount and bank seize it thry habe to return money also price is fixed and no matter what if you are late on instalment no fines
2026-07-04 17:05:57
26
hi :
Interest
2026-07-04 09:08:54
15
wesleymadness :
They put the word 'compounding' in the term 'compounding interest' because it is a SPECIFIC type of interest. NOT because all, or even most, interest is compounding. FFS.
2026-07-04 15:46:31
6
Pontic_Child :
its not really interest because the markup is fixed. True interest would just keep getting bigger and bigger if you couldnt make the payments. But the constant markup remains unchanged
2026-07-04 14:40:00
15
Palace brakka :
So it is just a better version because it is clearer what you have to pay in total?
2026-07-04 14:56:40
5
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