@askjemang_: J. Em Reads Part 20 | Business ba o Stock Market? 👀 Ito ang tanong ng isang 26-year-old na may ₱40,000 savings. Pero bago pumili sa dalawa, baka may mas importante munang unahin. ✅ May emergency fund ka na ba? ✅ Stable ba ang income mo? ✅ May room ka bang pataasin pa ang earning capacity mo? Real talk? Hindi laging ang pinakamalaking portfolio ang nagpapayaman. Minsan, mas malaking impact ang: 💰 pagkakaroon ng emergency fund 📈 pagtaas ng income 🧠 pagbuo ng tamang financial foundation Kapag matibay ang foundation mo, mas magiging sustainable ang pagbuo ng investments mo. #investingforbeginners #investingtips #personalfinancetips #wealthymindset
yes! reached my first six digits when i was 17, and it all started when i invested my last ₱1k on crypto. no, it didn't grow in one night, but since then i became addicted to saving up and investing. always applied living below your means, & now i'm financially free at 22 y/o, even tho i do support my family financially :)
2026-07-05 00:14:14
36
you found arvin :
international stock market
2026-07-04 14:45:27
1
FOOD IS LIFE :
un 40K ko pina utang ko 10% monthly naging 100K in just 15 months.. pero hnde ko na hahawakan pina iikot ko lang sa business ko
2026-07-04 10:42:20
36
mymads :
thoughts about physical gold?
2026-07-05 03:08:17
6
Gracey Lou :
40 is too small to buy stocks and it wont really do anything one s&p right now is almost 8k for 1
2026-07-04 21:50:48
4
P&J :
mliit lang 40k haha pang shopping ko lang yan, kulang pa
2026-07-04 08:51:47
10
paldusibabalu :
40k bili mo ng scatter 🤣
2026-07-04 08:48:53
22
robertbenjamin107 :
swerte mga kabataan ngaun maraming option for ipon like digital banks
2026-07-04 13:52:44
12
spicytempura :
1. Emergency Fund 6 to 12 months
2. Stocks / You want money? Invest in dividend or covered call etfs
2026-07-04 10:56:37
1
Psj199999 :
100 yrs old 26k ano po maganda
2026-07-04 14:03:03
11
NachoLibre98 :
Emergency fund muna tiyaka invest. At least 6 months of monthly expenses deposited sa isang high yield savings account.
2026-07-04 10:40:41
3
Piolo Astronomo :
REITS..
5k per month additional investment
and wait until 50 kana. ehehehe
2026-07-04 12:31:55
4
syg :
all in banker
2026-07-04 17:48:52
1
Llyodo :
40k? all in lang sa pula yan
2026-07-04 11:52:44
3
tickleBalls :
all in, red
2026-07-04 16:11:51
2
Shan :
crypto
2026-07-04 16:04:42
1
E=mc² :
20k business 20k uitf/mf
2026-07-05 05:38:06
0
crawford :
Most people scroll past opportunities every day without realizing it. Memecoin insiders don’t—they spot early trends, position quietly, and let timing do the work. You don’t need to know everything to start, just learn how to see what others miss. That’s how small entries can turn into something meaningful over time.making up to $230k weekly with insiders
2026-07-04 14:20:07
2
CookedCat :
SCATTER ALL THE WAY 🤣🤣
2026-07-04 13:48:14
1
dericktors_cut :
Maya savings tapos 10% p.a
2026-07-04 12:21:33
1
Jim :
100k 26 yrl old ano pwedeng business or investment
2026-07-04 12:10:27
3
KUYA KENNY! :
Prioritize your emergency fund high yield savings atleast 6 months of expenses
2026-07-04 12:42:31
2
SK Alyzza :
good evening sir em, 24years old meron po akong 90k savings po sir em. ung 45k nag invest ako farming piggery.. ung 45k diko alam po san ko ilalagay po. baka po may advice po kayo sir em..
2026-07-05 11:08:20
0
Ambbert2 :
nasa maya savings... for emergency fund
2026-07-05 11:27:13
0
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