Chris Leigh | Everyday Finance
Region: CA
Sunday 05 July 2026 15:25:16 GMT
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RCBear3 :
But it’s not just about the money and the tax difference. I’m in a high tax bracket, but I still put a portion into the Roth because I want that tax-free income in retirement. My money will be marked more in retirement. Also, required minimum distributions are not affected by what you have in your Roth. You can’t just look at the tax difference.
2026-07-06 01:49:50
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R&Mdad123456 :
You get standard deduction in retirement too. On SS their taxes will look like 0-25k income 0% 25k-42k 18.5%, 42-75 .20.2%. Then 75-132, 12%. Need to understand where these values are and where they come from.
2026-07-16 13:29:37
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ajens24 :
let's not forget about a roth 401k. I'd be interested to hear if there are any advantages or differences between both roth accounts, other than contribution limits.
2026-07-07 14:44:17
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