@pointswithcobb: Bilt just killed the card that made it famous 💀 the old rent card is gone — and the new one earns points on your mortgage. More powerful, but way more complicated. Breaking down the Palladium next 👀 #biltrewards #creditcardpoints #pointsandmiles #creditcards #familyfinance

Billy Cobb
Billy Cobb
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Region: US
Sunday 05 July 2026 15:35:13 GMT
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jeffsgotclevage
jeff :
My mortgage switched to bilt to pay for it and I hate it
2026-07-07 05:17:50
6
mlpst3
M :
I’m actually thinking of forwarding my palladium card next year. Yes the mortgage points are nice but I feel like the point game is dying. Reward redemptions aren’t it anymore. May need to look into cash back cards
2026-07-06 15:07:50
47
hio2314
🌻🍒sunny :
Am I the only one who has a mortgage that does not let me pay with a cc? They only accept my money directly from my bank account. Anyway around this?? 😭
2026-07-06 15:57:56
179
christinalutfi
Christina ✨ :
It’s 100 points for a mortgage payment. Lame
2026-07-07 16:03:02
11
michelekeith615
michelekeith615 :
I had Bilt for years before they switched the points earning. The new cards are only worth it if you have a mortgage equal to or less than your usual monthly spend. Not good for anyone with a mortgage that high
2026-07-07 17:28:00
9
tnnarr
Tnnarr :
Palladium verse venture x?
2026-07-06 22:54:53
5
itsjaviermedina
itsjaviermedina :
My mortgage is $6,000 a month so I have to spend $1,400 EXTRA to earn 0.5X points. Not sure if it’s worth it if you have a higher mortgage. I could route that $1,400 on another card with higher rewards.
2026-08-03 14:13:54
4
justleod
Leo :
Please bring me back because I am thinking about it. I wanna earn something on my monthly 3k mortgage
2026-07-06 06:06:28
6
som1kmplease
𝕶𝖎𝖑𝖑 𝕿𝖍𝖞𝖘𝖊𝖑𝖋 :
Built 2.0 was bs
2026-07-06 14:07:40
8
mazman_1
Vaterman13 :
From what I understand in order to get those points, you have to spend that amount each month on other things so if you have a large mortgage and you’re looking to take advantage of these points, you have to charge that amount that your mortgage is in order to get the points where the original card was not that way. This does not sound all that great there are cards with way better incentives, and this would force you to use this as your primary card.
2026-07-30 21:30:33
2
hauckamania
Hauckamania :
My mortgage just switched to Bilt. The thing is, will we be charged extra fee for having it charged on credit card
2026-07-06 17:26:10
14
laurensarab
Lauren Sara :
So how do I set this up? I pay rent to an owner we do a bank transfer. Not sure how I can use bilt and still do a bank transfer to them.
2026-07-10 15:29:22
4
ninjawoodworks
Ninja Woodworks :
Does this work with Rocket Mortgage
2026-07-18 13:39:48
3
a_sliceofham
A_sliceofham :
What if I pay my landlord with zelle can I still use it?
2026-07-07 06:35:28
4
alphajay41
Joe :
What I dislike about Bilt 2.0 is that they no longer offer the option to pay your rent or mortgage in the same month. The moment you pay your mortgage with your Bilt card, they automatically pull the funds from your bank.
2026-07-07 18:58:34
4
fastisnotenough
Luis :
Need it, would love to pay my mortgage and investment property payments while earning points 🙏
2026-07-06 14:55:15
6
smelul8r
smelul8r :
Can you use Bilt with Venmo?
2026-07-06 20:04:30
0
garzilla2112
Garzilla2112 :
Mortgage
2026-07-06 14:46:48
5
a1onfl
C :
Palladium is the only way to go
2026-07-06 00:55:02
24
socialmediaisdamaging
socialmediaisdamaging :
Wonder if rocket mortgage will allow this. I had wells prior and of course it switched
2026-07-07 16:37:14
1
kingbrennon
Brennon King :
I got 3 mortgages. Can I pay all three in a bilt card? That would be huge
2026-07-07 21:07:16
1
pollock0110
Pollock_N :
My bilt card became a Wells Fargo autograph card 😔
2026-07-07 04:54:38
4
javrien
Javrien :
bilt 2.0 been blessing😮‍💨
2026-07-07 03:56:11
2
dylan.p.2
Dylan :
Palladium is goated
2026-07-06 21:15:26
3
urmom1234575.7
urmom1234575.7 :
Isn’t there a 3% fee when using credits cards on mortgages?
2026-07-06 19:07:42
2
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