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@kiranbutt2266:

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Sunday 05 July 2026 19:49:26 GMT
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#dojacat #fypp
#dojacat #fypp
Big changes might be coming to retirement + homebuying. 👀 There’s talk that you could soon be allowed to use your 401(k) to buy a house without the usual 10% early-withdrawal penalty. Right now you basically have two choices: 1. 401(k) loan (up to 50% of your balance, max $50k) — and for a lot of buyers, that’s not enough. 2. Hardship/withdrawal — and if you’re under 59½, that penalty can get expensive fast. So yeah… removing the penalty sounds great. The big question is: do you still pay income taxes on what you take out? Because that’s the real “gotcha” people need to understand. If you want updates as details come out, follow my page and share this with someone trying to buy. 👇 Question: Would you use your 401(k) to buy a house if the penalty is removed? #401k #HomeBuying #MortgageRates
Big changes might be coming to retirement + homebuying. 👀 There’s talk that you could soon be allowed to use your 401(k) to buy a house without the usual 10% early-withdrawal penalty. Right now you basically have two choices: 1. 401(k) loan (up to 50% of your balance, max $50k) — and for a lot of buyers, that’s not enough. 2. Hardship/withdrawal — and if you’re under 59½, that penalty can get expensive fast. So yeah… removing the penalty sounds great. The big question is: do you still pay income taxes on what you take out? Because that’s the real “gotcha” people need to understand. If you want updates as details come out, follow my page and share this with someone trying to buy. 👇 Question: Would you use your 401(k) to buy a house if the penalty is removed? #401k #HomeBuying #MortgageRates

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