Lisa Smith 🛵
Region: US
Sunday 05 July 2026 21:01:02 GMT
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appleuser44859727 :
Are you including SS or pension?
2026-07-06 00:54:28
2
BourbonOnTheRocks :
4 million 4%
2026-07-05 23:30:40
3
Roman V :
Beginning at what age and assuming what life expectancy as "forever"?
2026-07-06 00:10:07
3
E :
Taking out $200k a year in retirement is crazy
2026-07-08 00:36:08
2
Joseph Young :
Depends on 3 factors: 1. What you have your investments invested in, stocks, bonds, etc, 2. The sequencing in how you perform withdrawals matters as it has huge tax implications, 3. If you have cash reserves or after tax brokerage to lean on during down years to augment our income needs
2026-07-06 00:59:51
4
kimmichira :
Never heard of sequence of return risk?
2026-07-07 01:09:47
3
JQT :
Don’t rely too much on this since it doesn’t consider inflation. Alternately, The “4% rule” says 4% in year one and then up that dollar amount by inflation each year. That would have something like a 95% chance of lasting 30 years when invested in a mix of stocks and bonds. If you don’t consider inflation, that $100k you start with is only worth 50-60k halfway through your retirement.
2026-07-06 02:36:40
2
slab :
This is pretty close. Without SS I assume
2026-07-06 02:51:58
2
Chic L :
I can get you 7-10 for life joint income
2026-07-06 18:44:47
1
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