@tonystoprevs: Car finance expert reveals the 'half payable' trick for voluntary termination under the 1974 Act. Your rights explained! #CarTok #UKCarTok #CarSales #UsedCars #TonysTopRevs

TonysTopRevs
TonysTopRevs
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Region: GB
Monday 06 July 2026 08:59:02 GMT
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rilkesy91
rilkesy91 :
Is it half Paypal on pcp on the financed money (not including the balloon payment) or the payment of the whole car ? I’m half way through on months of term but not money
2026-07-14 11:03:11
1
coachdrivercraig
coachdrivercraig :
what if the car is broken
2026-07-14 14:06:15
1
adamcam4
user848012323359 :
Any way of terminating if not paid more than half?
2026-07-13 09:29:10
0
martin_brennan
Martin Brennan :
Unfortunately not great for PCP
2026-07-06 15:36:12
15
daveygee56
Djdaveygee969 :
I did a VT with BH not even 50% paid.
2026-07-10 06:54:06
2
djt1805
DJ :
Does the effect your ability to fund another vehicle
2026-07-12 17:41:22
1
terryhodson0
Terry Hodson208 :
Will this affect ur credit record
2026-07-10 14:52:08
0
bikerden1974
Dennis Masson :
How do I block this guy.
2026-07-09 17:20:48
1
abc2526270
XYZ 22334455 :
I watched your video and contacted my finance company. I had already paid more than half of the finance (around £1,000 over the halfway point), so I told them I wanted to voluntarily return the car. They accepted it and have taken the car back. All the credit goes to you—I had no idea this was even possible before watching your video. Thank you so much!☺️🙏🙏🙏
2026-07-06 13:51:38
12
andybucko77
andy b :
Handed mine back years ago just walked away
2026-07-12 06:28:59
0
lyndajones295
lyndajones295 :
Hi I have an Audi in a finance deal asked could I hand car back I took it out over 4 years with option to have a ballon payment I have two years to go told to give it back I have to pay 5,500 or wait and hand it back what can I do?
2026-07-09 06:21:32
2
barney1479
Barney147 :
How do I find out about half payable?
2026-07-08 14:11:34
1
twigged89
Twigged :
tried to hand my car back but half payable on PCP is the length of the original contract which half of of the total cost of the car according to my finance company
2026-07-08 05:05:32
1
tonysilburn
steelertone :
wouldn't that affect your credit score
2026-07-08 15:15:09
1
garethley78
Gareth Ley :
Does this work on business finance lease
2026-07-08 07:07:13
1
mrspointer
Mr Random :
That’s great information, does it affect your credit report though if you don’t finish the term of the agreement?
2026-07-06 14:16:03
1
north_coast_property
North Coast Property :
Doesn’t work for business finance unfortunately!
2026-07-08 08:25:47
7
tim973301
Tim :
They will send it to auction and charge you what’s left of the full agreement after it’s sold. That’s what mine said when I tried 🤷‍♂️🤦🏻‍♂️
2026-07-08 06:08:33
1
hifi_boy24
HIFI AKA BIG MUK :
51% paid. as I've done it. very easy
2026-07-08 19:31:40
5
not.the.cat40
Kassie :
But if the car isn’t in great condition they just slap you with a fee.
2026-07-08 11:19:38
5
mark74588
mark :
You can VT on a PCP agreement … check your contract for termination rights
2026-07-07 12:08:29
5
pompa6745
pompa :
you can only do this if it is a hire purchase agreement you won't be able to do it on a PCP
2026-07-06 23:08:04
3
susandavidson813
susandavidson813 :
They put it on your credit score and it will effect your future purchase
2026-07-09 09:03:33
3
carly_20211
Carly :
So how does the mileage and wear and tear work on it? Do they charge you for too much mileage etc?
2026-07-08 21:59:52
1
rhys.mcrae
Rhys mc :
Does this work with hp
2026-07-07 22:34:10
1
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