@amber.accountability: Replying to @Natty TLDR; we’ve decided not to roll forward our credit card minimum payments into season 2. This is a two fold decision that was made after reviewing our current financial position and our annual budget. 1) we have some big expensive medical items coming up for our kids. We did not have these fully prefunded and they need to happen; so they likely would have been put on a credit card. 2) we are subject to paying income taxes on our social media income. There are 3 parts to that income currently, TikTok earnings (from views), brand partnerships, and contributions. These contributions are not considered a gift in the eyes of the US IRS (based on my research - consult your own licensed professional for your specific situations; I am not providing any tax advice), as they are related to my social media presence. I have only ever put TikTok earnings and brand partnership earnings into a tax savings account and have never diverted any amount from contributions to anything other than the debt instead. Because of that, we are significantly behind on our potential tax liability savings account. To transparent with you all, and to be a more financially prepared human, we will be diverting additional funds that are now available in our personal family budget to medical expenses and tax savings until we are in a position to comfortable increase our minimum payments again. #debtpayoff #debtpayoffjourney #micropayments #debtfreejourney #Budgeting

Amber | Money Accountability

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Region: US

Monday 06 July 2026 17:56:46 GMT