Mr.Shadow
Region: US
Tuesday 07 July 2026 13:24:10 GMT
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RebelinVietnam :
Yep… Fidelity froze my 401K and my HSA. Schwab has let me transfer money and trade stocks while here in the Philippines.
2026-07-07 14:43:26
110
Lez. :
Not Schwab though
2026-07-07 22:43:16
15
vdoa_99 :
Thanks
2026-07-08 02:16:40
0
One word :
Military members?
2026-07-07 20:46:01
5
Mr. Cake 糕妃 🦋⁵²¹ :
This is a well-thought-out video. I actually used to work at Fidelity for over a decade. I’m also a person who has moved from America to China so I know these challenges intimately. Mailing address ≠ legal residence. If Fidelity asks your legal country of residence, you’re expected to answer truthfully. 401(k)’s are typically more liberal. My understanding is that Schwab has some internationally focused brokerage accounts that are a little more effective. Just make sure you are very careful with the language you use when they talk to you about it because it can trigger things without you intentionally doing it. Always talk directly about mailing address and NOT legal address. Know the difference before you call. also keep in mind. It does absolutely matter what country you are moving to. Not sure if that helps… But that is my experience with this.
2026-07-07 16:25:04
31
Haiku T (Hi Cutie!) :
Chase warned me before I moved to Spain. I maintained a US address but... all my spend was in Spain. After 4 years, I got the call. Now I'm with Citibank.
2026-07-07 18:58:32
27
80inFrench :
Shout to to Schwab… for now
2026-07-07 21:18:28
37
TravelingMom :
So true. Charles Schwab can make it work. Schwab is good for full time travel
2026-07-07 16:06:53
44
fallingstarg :
why would they do this? aren't they just giving up money by closing accounts
2026-07-07 21:12:02
5
MikeSind :
I have a 401k from my former employer still. I'm going to cash it out and take the penalty before I move. It's like 10k so nothing crazy. Just enough to help me get a few things done. looking at romania I think.
2026-07-07 18:16:22
11
toecurlin4u :
yes correct banking industry 14yrs
2026-07-07 23:56:51
1
IndySails :
“I’m on an extended vacation”
2026-07-07 15:37:53
16
jerhogf :
fbar, fincen and pfics suck to deal with, as a US-international tax specialist. like it's annoying even when it's easy and it can get so complicated
2026-07-07 22:37:28
1
CBrawlerSr :
Thanks to you, we are now Charles Swab account holders!!! A little early, but ready!!!!
2026-07-07 19:40:05
10
stillbarkinmedia :
I’ll need to look into that, I’m a dual I should be able to bank in both places. But I could be wrong.
2026-07-07 22:37:48
3
kevinliof6s :
Vanguard told me that in advance
2026-07-07 21:35:20
2
Darling Nikki :
Yes, you are correct. MANY finance companies apply different rules once you have a foreign address.
2026-07-07 21:55:19
2
toecurlin4u :
this is due to kyc due diligence
2026-07-07 23:57:44
1
Pratik Naik :
Thanks for this
2026-07-07 17:47:21
4
Fayeded :
Customer identification program
2026-07-07 23:28:36
1
makoy_28 :
Can you use PO BOX?
2026-07-08 00:25:25
1
Lillith1111 :
Great information, thank you!
2026-07-07 13:46:56
1
<3 :
yup this happened to me too schwab
2026-07-08 02:17:51
0
u Matias23 :
That’s true
2026-07-08 00:49:25
0
Yeap :
Wow
2026-07-08 00:46:42
0
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