Tyler Gardner
Region: US
Tuesday 07 July 2026 21:06:35 GMT
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Hank Hill :
Why not keep that old credit card and not use it so you keep your credit age going?
2026-07-07 22:43:38
22
Ivy :
I use my Target card weekly but never pay interest and get a 5% back on each purchase.
2026-07-07 22:12:03
39
J77 🇨🇦 :
Does canceling a credit card affect your credit rating?
2026-07-11 20:01:39
4
alopezmon55 :
If you pay your store balance in full no need to cancel it!
2026-07-07 22:33:45
35
winterusa11 :
So please let me know what credit card company should I apply for? Thank you.
2026-07-09 21:06:17
2
Apeekatmyplate :
I will not be closing my first card. It’s been over 30 years with my first Citi card and I’m not bringing my average down
2026-07-08 06:05:07
6
CP :
Don't cancel the credit card with the longest credit history. Your credit score will go to hell in a hand basket
2026-07-11 17:16:38
2
Carey :
I pay mine off each month, the retail card gives me real discounts to use, seems worth it to me
2026-07-13 01:22:54
1
pastagirl :
no, wrong about the first cc!!!!!! length of credit history is 30% of your credit score!!!! I went to cancel my oldest card, and the CSR advised me not to. we had another, newer, card with the same bank. she said, I'll disable the older card, don't use it, but never cancel it. best decision I ever made. 845 credit score.
2026-07-08 05:18:13
1
Suzanne🇨🇦 :
Who pays interest on a credit card…..
2026-07-11 23:51:27
1
guitarlouie :
You don’t cancel credit cards. Especially if you have them in a long time.. that’s your credit history
2026-07-09 13:48:27
2
Ray J :
you need your own TV show on National television. of course tick Tock is national television now. but I tell you man, your content is just so incredibly awesome. everything that you've taught me has been spot on. you're the man. I especially love the video where you explaining to people here's why I'll take my social security at 62. totally awesome tyler. good work dude!
2026-07-08 19:33:59
2
Suzanne Straub :
Citi Bank through Costco. I just it for everything, pay it off weekly, and get a reward certificate every year that I use to make large purchases (furniture, appliances, etc.).
2026-07-07 21:14:08
7
Elizaveta1854 :
Had the same credit card since I was 19. Started with a 1000.00 limit. Now it has a 20,000 limit… 28 years later and it’s still paid off every month🤣🤣🤣 They hate me
2026-07-14 02:22:16
1
Mary D :
I pay mine off as soon as it posts.
2026-07-08 05:58:46
3
Mad Max :
Tyler, I’ve always been told to never cancel a credit card because it’s bad for your credit, is this true?
2026-07-07 21:16:21
6
kaydenriver :
I disagree. With annual fees. I’m willing to pay cause it’s like insurance with people that have my back any time I use it
2026-07-08 03:39:00
2
hitch2274 :
So true about your first credit card!!
2026-07-08 04:41:08
2
chriscologne.sv :
First!… Tyler you are The GOAT! At personal Finance. Thank God for your life 🙏🏽
2026-07-07 21:12:51
3
AaronB :
Amex platinum costs $895 but yielding at least $5,000 per year in travel reward actually used. 🙏
2026-07-08 14:44:25
2
prettygirldmv :
what if the store is Amazon prime and whole foods 😂
2026-07-07 22:08:47
2
SoCalHB :
doesn't canceling a card affect FICO score?
2026-07-08 17:12:30
2
dreamwevr :
I keep all my cards, even the crappy ones, because it leaves me with higher total available credit. And I don’t carry balances on any of them.
2026-07-07 21:39:37
3
Craigooooooooo :
Never cancel your oldest credit lines. Downgrade to a no fee version if possible but NEVER CANCEL.
2026-07-09 12:45:51
2
Diane4zs :
I never hold balances on any card. They get paid off before any interest accrues. I get all the points and savings without any cost. The only card I pay for are airline cards that I use frequently because our daughter lives in China and the rewards are totally worth the price.
2026-07-07 23:24:42
2
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