@budgeters_anonymous: #retirement #retirementplanning #retired

Dan the budget man
Dan the budget man
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Region: US
Tuesday 07 July 2026 22:52:52 GMT
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somethingtosay34
Somethingtosay :
3 months away. 90% stocks and 10% cash. 3 months after retirement, same.
2026-07-08 12:00:27
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scottyk318
Scotty From NYC :
Rather than all bonds, I would do 25% SCHD along with the rest BND
2026-07-07 23:19:07
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1_2_3_lets_go
123Let’sGo :
Do you like annuities?
2026-07-08 12:16:31
2
umayb_right
umayb-right :
a lot depends on how much money you have... if you have 2-3x more than you "need" then keep it all in stocks.
2026-07-09 11:38:37
3
okbutwhyphila
Okbutwhy :
SCHD no BND
2026-07-08 02:55:33
3
afuery
Andrew Fuery :
That formula is what most people use… which for me means I should be 77% stocks and 23% bonds. But bonds aren’t really for me. Very limited upside!
2026-07-12 20:25:03
1
marie_2mary
Marie_Mary :
BND doesn’t do well when the market is up is what I have seen and heard. Is that true
2026-07-08 11:36:17
3
intellectfemme
The intellectual Woman :
I have a few questions
2026-07-08 11:20:10
3
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