@mitchthetaxman34: HMRC has just confirmed new rules that could affect anyone holding cash inside a stocks & share ISA. From April 2027, if you’re under 65, interest earned on cash held within certain ISAs could be subject to a 22% charge. The changes are designed to stop people using stocks & shares ISAs as a workaround following the reduction in the cash ISA allowance. The important point? ✅ investing through stocks & shares ISA remains highly tax-efficient. But leaving large amounts of cash sitting uninvested could become much less attractive. This is one of the biggest ISA changes we’ve seen in years. Have you got cash sitting inside your stocks & shares ISA? 👇Let me know in the comments. This is general information, not personal tax advice. Individual circumstances differ. #ISA #PersonalFinance #HMRC #Tax #Taxplanning