@neilinvests: Replying to @Georgia K ultimately it depends upon your circumstances, but there is a distinct difference so let’s cover it here. This is not investment advice. When investing, your capital is at risk. Forecasts are not indicative of future performance. Terms and fees may apply.

Neil Invests
Neil Invests
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Wednesday 08 July 2026 15:47:45 GMT
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investingfooddude
Investingfooddude :
I like ACC much easier and compounds like mad💪
2026-07-13 14:19:51
0
britishdavid
BritishDavid :
Accumulation in most cases is better if you're not using the dividends for an actual income.
2026-07-08 20:18:34
2
scrm600
Si :
Acc up to 55 years old and dist later on in life. no idea why you do distribution, its senseless if you're reinvesting it.
2026-07-09 07:10:30
1
doylepjames
paul :
whats your view on the Emerging Market Etfs
2026-07-10 13:24:34
0
peterstorey7
Peter Storey :
Accumulation can be a pain outside of an ISA however as you can become liable for tax on the reinvested dividend without actually having taken the money in hand to pay the tax with…
2026-07-09 07:31:07
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usergmk9hhmjzr
usergmk9hhmjzr :
Don’t forget the problem of taxation for both funds…outside a tax free account, you still need to pay tax on accumulation funds and it’s a bit more complicated to get the info you need for Hrmc…easier with distributing.
2026-07-10 05:46:52
0
stuartpollock84
Stuart Pollock :
Doesn't the reinvestment of the dividend incur a transaction fee?
2026-07-08 19:50:38
0
aimeekg9
Georgia K :
Thank you 🫶🏽🫶🏽
2026-07-08 17:51:02
0
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