@daveramsey: Until you're actually ready to buy, renting is never a waste of money. But I don't want you renting forever. Your most expensive line item is housing. So when you rent, the biggest expense in your budget is out of your control, variable and usually increasing. That's not sustainable over the long haul because what you're paying in rent today is nothing compared to what it could be 10 or 20 years from now. So use this season to get ready. Follow the 7 Baby Steps. Pay off your debt, save up a full emergency fund and a good down payment, and buy a home when you can truly afford it. That's how you take control of your biggest expense and start building wealth. #renting #firsttimehomebuyer #7babysteps

Dave Ramsey
Dave Ramsey
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Wednesday 08 July 2026 21:04:46 GMT
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alexsalter47
Blood is thicker than water :
i rent a bedroom room :D I save 700£ a month. it's great
2026-07-13 05:52:07
0
olssi.lovely
Olssi Lovely :
I have $2,000 how can I invest it please
2026-07-13 15:33:20
0
mr.benoit.bg
Von Ben :
I don't think it's true anymore that buying a house is the ideal way to live. Owning a home isn't the more economical choice anymore—it's a luxury. The most effective way to build wealth can actually be renting. For example, I put a $200,000 down payment on my house. If I had rented instead, I'd have that $200,000 invested in the stock market today, likely earning a much higher return than my house has appreciated each year. On top of that, buying my house cost me about $10,000 in transfer taxes, around $6,000 in property taxes every year, plus maintenance and repairs. I'm literally about $15,000 poorer every year, and my house hasn't even gone up in value. If I had rented instead, I'd still have that extra money invested and growing. At this point, owning a home isn't really the logical financial choice anymore—it's a lifestyle luxury.
2026-07-09 21:05:16
1
criseduardorojo
Cris Eduardo Rojo :
Taxes make your mortgage go up way up
2026-07-09 03:20:36
4
johnmatthewfox
Bookfox :
It’s actually food, with how inflation is going.
2026-07-08 22:08:39
6
therealdadbodproject
Brodie Davis :
It’s a hard debate now. I owning can be a long term investment, but tax’s, and insurance is wild anymore. Most states pay off 300k home not including maintenance , property tax and insurance through that 300k. So realistically over 30 years you would break even between rent and buying. But certain states I have seen people with paid off homes average $2,800 for property tax and insurance. That is a lot long term when you paid off a 300k house already and paid 3 decades of all the other things that come with home ownership
2026-07-10 03:47:18
1
scribblesonpaper
scribblesonpaper :
And your taxes and water and sewer go up every year. prop 2 1/2. maintenance on the property.
2026-07-08 21:27:31
8
lordthekingofearth
Parsappy of Great Britain :
only one rule to make your life easy which is debt free before buying a house.paying all my debts,car,credit card,student loan in 2017. in 2018 at 26yo I bought my house for 15 year fix mortgage,and everytime I check my credit report,always 792 and it is only the mortgage loan on it.you have to be disciplined.
2026-07-09 11:46:08
2
wqvgkiyyyv
Wqvgkiyyyv :
Taxes go up. And?????
2026-07-09 23:54:07
0
ravi43227
Ravi43 :
managing roof repairs with crazy insurance companies, hvac break downs, taxes as house ages...smeem way out of control than rents these days ...
2026-07-12 02:26:09
0
malunudu
rfjjunk :
If you live in a place like San Francisco, your rent will.go up very minimally, unless you get kicked out under the Ellis act. And property tax and insurance isn't cheap, if you can get insurance in California it the first place...
2026-07-10 17:10:11
0
kiana_daniel2
Mrs K :
Not sure why more people aren't talking about this. Al trading bot has made over $30k in under 3 months and it literally runs on its own. I can guild anyone for a 10% commission after you earn first profit.
2026-07-13 23:42:32
0
steveonyhn8
steve :
Don’t know man… home owners are screaming about their insane ownership costs. It’s almost as renting is the new way to save on housing. Price goes up, move.
2026-07-08 22:23:09
3
user69226526518747
Maryann Sanders :
You are the best 🥰 @Katina Trades
2026-07-09 00:47:37
8
fanniej.conley
fanniej.conley :
Katina’s energy is unmatched 🔥 @Katina Trades
2026-07-09 00:49:18
5
linda.walter77
Linda Walter :
Thank for your constituency effort @Katina Trades
2026-07-09 00:51:00
2
tbonehowling
tbonehowling :
😏
2026-07-12 18:56:37
0
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