@wealthbuilderpatty: If you want to fix your credit, start here 👇🏽 📄 Download your free credit reports at AnnualCreditReport.com. 🔍 Review each report and identify every collection, late payment, charge-off, and hard inquiry. ✍🏽 Dispute inaccurate information using applicable consumer protection laws. Some commonly referenced provisions include: 15 USC §1681b (permissible purpose) 15 USC §1681a 15 USC §1681e 15 USC §1666 ☎️ Contact the credit bureaus directly to dispute any hard inquiries you believe were not authorized or were reported inaccurately.

Patricia Tolentino

Open In TikTok:

Region: US

Thursday 09 July 2026 01:56:06 GMT