@chelgania: My first Pag-IBIG MP2 just matured after 5 years. 🥹 Sharing my actual contributions, yearly dividends, and everything I learned along the way. Hope this helps anyone who’s planning to start their own MP2 savings. 💛 #PagIBIGMP2 #PersonalFinance #MoneyTipsPH #FinancialLiteracy #SavingsJourney

Rachel Gania on YT & iG
Rachel Gania on YT & iG
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Region: PH
Thursday 09 July 2026 10:10:08 GMT
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skiflakes1
ski :
and it’s tax free!!!
2026-07-09 10:33:07
7881
elymlgn
_nia :
You explained it so well!!!! Lagi kong nakikita ‘yang about sa MP2 pero ngayon lang ako sobrang nalinawan dahil sa explanation mo. 🫶 Maghuhulog na ako ulit sa MP2 😂
2026-07-09 10:39:20
2320
clarabelle_15
CLARA'S THING :
Ang galing niya mag explain. Dapat may ganto sa college eh. Ituturo yung mga ganto pra pag nag hanap na ng work alam na kng para saan at gagawin.
2026-07-09 11:28:48
4763
shanishanichu
Benisz :
mas naintindihan ko pa explanation mo kesa dun sa mga taga pag ibig mismo 😆
2026-07-09 14:38:55
464
sharlowt98
salted caramel latte ♡ :
Mas okay po ba mag ipon sa mp2 savings kesa sa mga online banking like maribanks/maya/gotyme?
2026-07-09 11:10:23
181
_kai.yjh
。𖦹 ˚ 𓇼 ˚。⋆ кαï ⋆。𖦹 ˚ 𓇼 ˚。 :
Sa totoo lang mas malaki talaga ang dividend ng mp2 compared sa interest ng other banks 🤧 excited na ako mag claim ng mp2 next month!!
2026-07-09 11:34:01
242
srwzen
greenappleholic ˚⋆ 🍏 :
thanks for sharing this omg 😭
2026-07-09 15:09:20
1
smmrangel
ً :
ma !! can u share naman the process of applying for mp2 savings? pwede ba siya thru online or need pumunta sa mismong branch? and i’m someone rin na hindi pa pag-ibig acc holder pero want to open savings. thank youuuu!
2026-07-09 10:46:31
454
ynakup0
ynakup0 :
Watched a lot of videos about mp2 but this one was the easiest to understand. You’ve explained it so well
2026-07-09 16:01:11
1
heriilyashan
turdle :
i am SOOOO grateful for you! you inspire me so much as a young adult 😭 dahil sayo medyo excited na ko magkatrabaho tsaka sumahod para magstart na ko sa savings 😭
2026-07-09 12:04:10
486
yoonsmirk
coupjeong :
Malaki na yang 690 sa una kasi pag sa banko yan 5 pesos lang yan 😁
2026-07-09 13:48:49
255
isaidcallmecrazy
callmecrazy📞 :
Mp2 is a life saver and you wouldn’t even realize 5 yrs na pala nakakalipas. Na withdraw ko yung sakin last year before i gave birth for 100k, i opened my mp2 early 2020 and hinuhulugan ko siya kada sahod for 2k, i was consistent for few years but nung nagka financial challenges ako hindj ko na nahulugan, i think for almost 2 years din. I didn’t even know aabot pa ng 100k yon but probably because of the changes sa dividend. Nagamit ko yung pera for my baby since i had to resign sa work and i dont have other savings. I got it exactly when i needed it the most. The funny thing is nung inopen ko yung account 5 yrs ago sabi ko, ill open this just in case 5 yrs from now mabuntis ako. And it happened🤣 i guess samahan niyo ng manifestation or don’t make jokes kasi baka magka totoo HAHAHAHA
2026-07-09 14:50:40
11
chys_ry
1004 :
can u teach us more abt this? especially students po huhuu
2026-07-09 13:53:26
1
ang.elu
angelu ☻ :
OMG excited na ko for mine 🥰 1 year left 🫶
2026-07-09 11:44:30
43
dangdu0309
S P A N I S H L A T T E :
thank you for sharing 🥰
2026-07-09 15:38:34
0
mariafindss7
maria :
grabe super detailed💯💯TYSM FOR THISSS🫶🫶🫶
2026-07-09 13:56:20
1
leila_p511
leila_p511 :
how old were you po when you started?
2026-07-09 13:45:42
1
jumb0.h0tbog
USHI ☆ :
what i appreciate is sobrang transparent mo sa ganitong bagay, every cent shineshare grabe very informative
2026-07-09 11:05:58
61
nothingtoseehereasf
nothingtoseehereasf :
Thank you Rachel for sharing. Mag-oopen na ng MP2.
2026-07-09 10:21:48
115
toppietobie
yakult :
puwede po ba kahit tag 500 pesos lang ihulog per month?
2026-07-09 11:42:29
937
a___sdfghjkl
x :
makikita po ba sa app if matured na? di ko kasi maalala if 5-year or yearly yung pinili ko haha 😭
2026-07-09 10:21:21
179
menomi0
menomi7317 :
imagine if my millions ka naka park jan kahit mawalan ka ng trabaho dividends na bubuhay sayo
2026-07-09 14:36:47
26
username0294571
k ִֶָ࣪☾. :
Genuine question Is it safe? Im planning to apply but naghe hesitate ako kasi government siya, like baka mawala nalang or masayang lang hahahaha baka magaya sa philhealth etc huhuhuhu pls pls pls let me know!!
2026-07-09 14:40:52
16
lavendereggplant
🧸 :
im already 30, mkakaipon pa ba 🥲
2026-07-09 10:43:40
145
singkitten
𝓣𝓲𝓷𝓴𝓮𝓻𝓫𝓮𝓵🧚 :
That's why mas mahusay mag ipon dito kesa sa banks🥰
2026-07-09 10:34:08
35
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