@gray.area.finance: Loads of you said 10% was too optimistic… so here's exactly the same calculation using a 7% annual return instead. Which assumption do you think is more realistic? 📈 #Investing #PersonalFinance #CompoundInterest #UKFinance #financialfreedom

Gray Area Finance

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Thursday 09 July 2026 15:46:21 GMT

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Comments

jt55074 :

I’m 60….still along way to go 😔

2026-07-12 17:25:24

Super surf :

What age we talking about retirement

2026-07-12 17:26:12

James Evans :

I've only just begun investing on my 29th birthday 😬 £200/month currently but looking to go up to £400/month in 2027

2026-07-11 16:32:31

Jr :

i started investing at 16 but only 100 pound a month at the moment

2026-07-11 00:00:48

User578 :

I didn’t realise it would be that low!

2026-07-10 22:32:25

Harrison Cockshott :

I’m 20 and try and do 100 a week when I can

2026-07-11 17:29:21

user5235946611225 :

Great insight , And what investments is this across ?

2026-07-10 03:49:29

Joe Tipping :

Started at 27 with £50 a month. Immediately upped it to £100 the next month and currently £150 a month minimum, sometimes up to £250 depending on other factors. I also contribute to a defined benefits pension, but it does suck a huge portion of my salary for something that won’t return that much should I take it before national pension age.

2026-07-13 15:48:31

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