CredEducation
Region: US
Thursday 09 July 2026 15:48:39 GMT
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🧍♂️ :
High Utilization does drop your score but it does not matter in the long term since it holds no memory. If you’re not applying for credit in the near future you can use as much utilization as you want (assuming you pay off your balances in full of course). If you have high utilization one month but the next you have low utilization, your score will just rebound.
2026-07-09 21:43:28
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bluecircle :
high credit utilization is great for CLI though
2026-07-11 02:41:36
2
PB13 :
I just need someone to pay off my credit card bill and then I swear I’ll never lose control again!!! It’s not an outrageous bill, but I cannot keep above water.
2026-07-09 15:57:50
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