@josuesegoviano2: When I was 22, I had around $40,000 saved—but I had no idea what to do with it. Looking back, this is the roadmap I wish someone had given me. Saving money is only half the battle. Knowing what to do with it is what builds wealth. 💰📈 #FinancialLiteracy #PersonalFinance #MoneyTips #Investing #RothIRA

Josue Segoviano
Josue Segoviano
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Region: US
Friday 10 July 2026 01:08:01 GMT
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robb.blah
. :
How tf so many 20 year olds with 60k in the banks??? Like how did you earn it or was it grand fathered in or what, be fr? Im debt free with 3k in checking 😭 im cooked yo
2026-07-17 20:35:32
0
e2dathree
e2dathree :
With 40 bands get a c7 vette
2026-07-10 02:16:23
1243
kashzy_cr
Kash :
Had 60k at 17-18, its all gone now lol
2026-07-10 14:13:05
244
_.mariomario._
_.mariomario._ :
19 and I got 10k in a IRA but idk bro that 5.0 calling me 😭
2026-07-10 11:58:42
68
mudcondor
mudcondor :
How did you manage to save 40k by age 22?
2026-07-10 20:59:18
52
juanitoxherrera00
J.H🤙🏿 :
Had 60k at 24 put a down payment on a mobile home
2026-07-10 16:34:54
24
brandon_mijo
Brandon_Mijo :
Roth IRA is definitely tax fee BUT you still get charged a fee
2026-07-10 14:30:17
19
juzubivert
Juzubi :
Just buy property simple as that
2026-07-10 02:32:57
9
david115386
Aicrag Divad :
i had 100k at 25, i should of invested that in the stock market i would have like 400k 500k now at 28/29. i have 200k now, happy but could of been better.
2026-07-10 17:31:34
1
fraz494
user2458899603261 :
Is 25 to late to start a Roth IRA?
2026-07-10 09:46:05
0
manibsu4
manibsu4 :
Were you paying very low rent or no rent at all in your early 20s that allowed you to save that kind of money so early? Also what age did you start working to be able to save 20-40k in your early 20s?
2026-07-10 11:38:15
10
pimpdadyferny
PimpDadyFerny :
Got like 60k thinkin bout that new m2
2026-07-10 20:05:51
13
joedyg8181
Joedy@717 :
I’m 25, with $150k in the bank and making $110k a year. Going to college was the best decision I ever made. $0 in debt
2026-07-12 04:12:46
2
waterlizard0
hangiypg1jd :
At 23 I bought my house for 405k today it’s worth 1.3 million purchased in 2011
2026-07-11 09:34:30
6
lolapierre17
danika :
Idk how to do any of what he's saying in that video
2026-07-10 16:12:01
0
ddblud95
DDBlud :
HYSA is a lot better than having it in a regular savings account. However, it is still gonna get eaten by inflation, just to a lesser degree. People say 3-6 months of for emergency savings but that is kind of subjective. Roth IRA is cool, just ensure that you are actually invested once you move the money into the account. This is something I personally do but I also utilize 401k (Roth and Traditional). Roth 401k is lowkey slept on because the max for 401k is 24,500 for 2026 which is above 3 times the Roth IRA amount (if you can contribute that much). Issue being it doesn’t have a lot of stocks to really invest in comparison to Roth IRA where you can invest and even trade into damn near whatever you want. For simplicity my IRA follows FXAIX (Mutual Fund for S&P500) so I just made my 401 follow something similar (VFIAX (Vanguard Admiral/ also follows S&P500))
2026-07-10 05:18:45
6
betoevo8
Beto :
160k+ into credit union certificates. Rolling them over 7 months until I have more to buy a house
2026-07-10 20:04:05
0
dissimilarmetals
Castle :
Preach brotha. 401k too if job matches
2026-07-10 17:05:49
0
dario0975
Dario_ :
damn im 21 with 120k in my wells checking account 😭 , idk where to start
2026-07-12 03:12:04
2
erik_0606
eriko_flores_0606 :
What if you are planning on moving out? What about then?
2026-07-12 06:03:15
0
reeeeeeeggie
reeeeeeeggie :
Ehhhh I saved up 35k then bought a Toyota Tacoma 😭 might be cooked
2026-07-10 23:21:42
4
y0mommah05
y0mommah0 :
how do you get HYSA? 🥺 i’m scared to open new banks, i only have schools first & chase & CHASE DONT GIVE ME NOTHIG
2026-07-11 20:01:31
1
luas225
Luas :
Got $35k saved up at 21, I’m thinking about buying a duplex or triplex or something. Idk what else to invest it in
2026-07-11 01:27:44
0
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