Kayla
Region: US
Saturday 11 July 2026 14:25:22 GMT
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Gretta Carver :
I seem to keep between 5-10k 🤷♀️I’m really good at paying it down, but every time I do something happens and I’m right back up again 😂 good news is my credit score stays between 730-800 at all times
2026-07-11 23:34:54
7
Funny_like_honey :
Unfollow I have to put a bit on mine. Normally I pay them off in full.
2026-07-11 23:59:34
1
Beth Miller :
1800. Since April I have paid off my car (8,500) and 3 other credit cards. I track every penny we make. We quit eating out, for a family of 4 we were paying 80-100 just for a meal. Stopped buying dumb stuff off of amazon. At the end of each week, any money left over goes straight to the CC. I figured out how much we need weekly to live on, any income above that goes to CC. No random gas station visits, no fast food. Once everything gets paid off we will take all that extra and attack the house. If my math is mathing, our house that should be paid off in 2045 will done the beginning of 2028. Will have taken us 12 years. We will be driving our current cars, all paid off, until they are no longer fixable.
2026-08-05 14:57:04
0
no_interest_1234 :
None, when you pay the balance off each month. CC is for accumulating points, miles, cash back, etc. not for living beyond my means - my personal mantra since I started working. Otherwise it’s a slippery slope.
2026-07-14 01:10:40
2
user8030281240740 :
If I can't afford it I never buy it. And if I buy it on a credit card I already know at the end of the month I'm paying that. Sometimes I pay it before the end of the month.
2026-07-12 15:15:03
5
Irish eyes 73 :
I’m 50 have no debt live in $1 million house I was disciplined. I put money away. I paid myself first I put money in a 401(k). I hope that helps also speak to a financial advisor. Someone that can help you.
2026-07-12 15:21:06
1
z1p99 :
Never hold debt on credit cards for wants. Problem solved
2026-07-13 16:26:38
1
Grace Willard :
I have no debt, paid for college, my vehicles, house and business myself. Live within your means and only take small loans and do double payments. I have 2 CC and pay them every month.
2026-07-11 23:09:32
3
Derek Roland :
Well when someone is defensive about it, it tells you… 😂
2026-08-03 13:40:50
0
Maximus :
It can be, as long as you build a good connection first and if you have good motive on why you are asking.
2026-07-11 16:38:04
1
Countryfirst25 :
Don’t ever get them I cut mine up I’m done with debt. If a business doesn’t take cash they don’t get my business.
2026-07-17 14:00:50
0
gigikayk :
I have zero debt.
2026-07-13 00:48:43
1
Kwgal :
I pay off when statement comes— not giving card company a finance charge or interest, but I love getting my points. 😏
2026-07-15 00:27:41
0
Angela Trinity :
0 debt thankfully I got two jobs and a masters degree
2026-07-15 04:59:22
0
psychophil :
Haven't paid a penny in interest in over 30yrs on a credit card. Have several. If I can't afford to pay the bill off in full every month I can't afford to by whatever I was going to purchase. Called living within your means and being financially responsible. 🤔🤔🤔
2026-07-24 00:34:52
0
Deanna Ackerman355 :
played the credit game for many years then got tired of the interest. Worked a 2nd job just to pay them off and have had 0 cc debt for about 7 yrs now.
2026-07-12 01:49:35
1
Skyy :
4800 cc debt. held the same debt for roughly 6 years now. 😅 I just need to get rid of it but it's actually helping my credit due to card utilization rate.
2026-07-11 17:35:29
0
FunkyT0WN :
I was hustling so hard to pay it for a few years and made no dent then one day I decided to just stop and changed my phone number 🤷🏽♀️
2026-07-11 23:03:18
3
Phil :
If your cc limit say is 5000 and you have 2500 you need to pay it off. The interest rate loan is gonna kill you.
2026-07-14 15:57:00
0
CMack5914 :
We pay our CCs off every month. No debt. I’m not giving a bank any interest
2026-07-14 17:39:46
0
David Haberer :
zero. interest is throwing money away.
2026-08-09 20:05:22
0
nhgirl0 :
0
2026-08-07 03:20:32
0
Silversurfer131313 :
zero cc debt pay it off every month, its easy if you budget
2026-07-14 22:45:40
0
MTborn52 :
Use it for big items for points and pay off when statement arrives
2026-07-14 22:29:41
0
Lizzie's life :
I don't have a credit card... actually I do but I don't ever use it... It's called save and then spend
2026-07-11 21:05:42
0
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