@robthecreditguy: My client he's 41 a correctional officer his credit was at 484.. Midland Collection $9,221, T-Mobile Collection $2,887, Credit One Charge-Off $19,334, 21 Late Payments! Working doubles every week inside a facility most people are afraid to drive past and still couldn't get approved for a home his family deserved. He was done settling. He called me, 6 months later he's a homeowner. 484 to 743 #badcredit #creditrepair #correctionalofficer #officer #credittips