moneymovesjake
Region: US
Wednesday 15 July 2026 00:29:07 GMT
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Big Afro :
Yeah but at 70 you have extra money just to sit around in a rocking chair all day instead of enjoying it. Take that money at 62 and run!
2026-07-15 14:32:23
69
Wiseclam :
No one mentioned the most valuable element in this scenario. 8 years of not working and complete control of your time.
2026-07-15 13:16:29
82
hmi.k9 :
You collect at 70 and die at 71
2026-07-15 15:49:30
41
user4163041238581 :
your health changes a lot in the 60s
2026-07-15 13:41:22
29
Dragongirl :
holy crap I retired at 62 and I only get 815 a month
2026-07-15 15:29:48
0
teri :
What about health insurance? You don’t qualify for Medicare until 65 so you would need to purchase private insurance which is extremely expensive
2026-07-15 12:38:05
11
Acura1962 :
But in five years, I would make over 500,000 in salary. Factor that in and explain to me how it would be best for me to retire at 62.
2026-07-15 15:20:04
17
flegbr :
I’m out at 62!
2026-07-15 20:11:57
0
gatorholic :
Retire at 62!!!
2026-07-15 19:31:58
2
Serene :
Take it at 62
2026-07-15 17:41:37
8
johnp527 :
Extra money doesn’t buy your life expectancy
2026-07-15 13:47:25
32
Timeline Collision :
take it at 62 don't wait
2026-07-15 17:35:36
12
fishnchickins :
1400 is a lie......I retired at 62...I get 2500 plus my pension from my job...so get your facts straight.....and if you can retire at 62....DO IT! AND YOU WILL HAVE ZERO REGRETS...
2026-07-15 11:23:17
7
Tiptop :
That’s all fine and dandy but how can you pay rent with 1400 a month
2026-07-15 19:49:52
0
Peanut’s Automotive Adventures :
Take the $134K head start and invest it wisely to make a more money.
2026-07-15 11:27:32
6
stephenmclain792 :
other things involved. healthcare being #1. and spouse age. my wife is 6 years younger so her healthcare has to be factored as well.
2026-07-15 14:03:24
1
Apple User289628 :
I retiring at 62, starting a company and working under my company name. Problem solved
2026-07-15 20:10:12
0
tikdad :
Sorry there is no breaking even. I will never get back what I put in with interest if I live to 200
2026-07-15 11:38:51
6
Milisande :
No one should have to work past age 65. 60 for that matter.
2026-07-15 03:06:59
12
Shane SH :
those numbers dont include your salary from working those extra 5 years
2026-07-15 10:18:57
30
user92350966021153 :
You still have bills to pay . For many people $1400 is not enough.
2026-07-15 12:44:53
14
Chris Johnson :
Going to go work in congress that way I’ll live to 110
2026-07-15 13:16:06
13
Romero :
My Father did this retirement at 57 and 62 SSA because frankly he did not know how long was going to be around. Fast forward 22 years and he's still kicking month's away from 80😁. There was a sweet spot for him it was probably the first 12 to 14 years. The Healthy Years are some beautiful times in retirement and if u Hunt and Fish even better . He says today No regrets sacrificing the higher SSA for time i agree.😎
2026-07-15 10:48:05
12
On Holiday :
Who can live on $1,400 a month?! seriously.
2026-07-15 13:08:52
5
Bill :
Let’s not forget your quality of life is slightly better at 62. You are, in most cases physically and mentally healthier.
2026-07-15 12:32:00
7
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