@ing_aust: Tax refunds are landing and Australians are thinking differently about them this year. 💰 New ING research found more than half of Australians expecting a tax refund plan to use the money differently in 2026, with cost-of-living pressures driving a bigger focus on saving, emergency funds and covering essential expenses. 📊 Key findings: • Australians expect around $9.7 billion in tax refunds this year • 28% have already spent some of their expected tax refund before receiving it • 34% plan to add their refund to general savings • 24% will use it to cover essential expenses • 23% will put it towards an emergency fund As household budgets remain under pressure, tax time is becoming less about splurging and more about building financial stability. #TaxRefund #TaxReturn #EOFY #MoneyTips #PersonalFinance #CostOfLiving #Savings #EmergencyFund #Australia #AussieMoney #FinanceTok #MoneyTok #Budgeting #INGAustralia #FinancialWellbeing