If you pay your bill on time every month and keep the card open that all factors into your credit score as well so it will help
2026-09-02 02:17:16
0
super Max777 :
To my knowledge a charge card has to be paid in full at the end of each month. A credit card is a revolving credit line and you can pay a minimum instead of the full amount each month
2026-08-02 21:51:10
30
Cody :
Does it affect your credit score? Then it’s a credit card. End of argument
2026-07-17 15:58:13
590
Tyler Ripko :
Having an Amex will absolutely help build your credit. What are you talking about? Just pay your statement balance off every month. My gold has helped my score a ton.
2026-07-28 02:46:46
14
Rob Peterman :
not Aim-Ex. It's Am-Ex
2026-07-23 00:24:18
379
M :
Yeah they’re just credit cards. Don’t fall for the marketing hype
2026-08-17 05:27:08
22
MattArthur :
My gold is a credit card
2026-09-01 01:04:52
1
Commentadora :
What pisses me off is people mispronouncing Amex.
2026-07-25 04:18:53
91
The Mrs. P :
I confused why my spending power on the gold is $50k…but my platinum is only $7500.
2026-07-27 05:35:13
5
💰🦅 :
Isn’t a spending power just a credit limit with another name ?
2026-07-26 01:46:16
47
Joe Boever :
Strip away the marketing buzzwords, it’s still a credit limit. As in there is a limit to how much you can buy on credit. Sure, it operates differently (algorithm based variable limit) than a traditional hard-capped limit. But saying “fundamentally they do not give you a credit limit” feels disingenuous.
2026-07-16 14:47:55
78
Wizard of usa :
This card is so overrated, like you need it to show off! Then you have to pay off the whole balance at the end of the month
2026-07-28 20:05:47
2
Sara 💙🧡 :
My mom always told me, the limit on an Amex card, is what you can pay at the end of the month.
2026-07-23 17:21:52
26
go-mommy :
Right ok. Say I don’t pay the card bill, it’s gonna be reported to the credit bureaus, right? Call it whatever we want, it’s essentially a card of credit.
2026-07-17 04:51:28
8
Neil :
In America. It’s not a credit card in America. In Europe, it’s a credit card.
2026-08-04 18:58:20
3
Nikky :
You missed me at A mex. It’s Am Ex you know short for American Express
2026-08-08 02:51:28
10
seethruitall :
Can you please say Amex correctly? It’s not a long A
2026-08-23 17:16:31
0
esthefany. :
This impacts your credit score either way …….
2026-08-30 13:50:39
3
Magan :
You’re still putting it on credit until you pay them back.
2026-07-23 12:53:35
7
gloroadrunner_ :
Sound like a credit limit
2026-08-29 23:45:09
4
cory :
What are the qualifications for you to get approved?
2026-07-26 16:19:06
2
M12345678 :
The minor difference is irrelevant to 99.5% of people. Who cares
2026-07-29 15:47:28
4
Dayana Ruiz🌸🌺 :
Wish I can get approved to pay off all my debt 😏😮💨
2026-08-23 10:28:50
0
إيهاب :
they cooked my card lmao. i resell lots of different items first month i ran up 7K spent and paid it off in time no issue. right after i paid it they paused my card and gave me a limit a couple of days later 3k limit 😂
2026-07-17 19:14:11
4
somebodyinny :
That absolutely is not true.
2026-08-06 00:44:12
1
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