@profitplug: 3 ways to use a credit card in your 20’s 💳 Using credit cards the WRONG way is a one way ticket towards financial doom. So that is why there are 3 rules I live by when it comes to credit cards. 1. Always try to pay more than the minimum balance. Paying in full is optimal and most importantly, pay on time. 2. Use it! If you can be responsible, credit cards are great for getting cash back or travel points. So 95% of the time, im using a credit card 3. Choose wisely. Not every card is for you, and you aren’t meant for every card. That is why I'm pretty picky. One of my favorites that I recently found is the U.S. Bank Smartly™ Visa Signature® Card. Unlimited 2% cash back on every purchase! Doesn’t get too much better than that. If you want to check it out, I'll leave a link in my bio! #ad #sponsored #USBankPartner #EarnMoreSmartly