@vivfpjourney: PERKESO is adding a new monthly deduction , but now you get to choose whether to stay in or opt out. Before you tap "no thanks" check first whether your existing insurance actually replaces your income, or just pays your medical bills. Those are two very different things. Deadline to decide: 31 August 2026. Full breakdown in the carousel. What's your call.. keep it or opt out? Let me know in the comment. #tiktokmalaysia #moneytok #personalfinancetips #PersonalFinance #lindung24jam
I do have one question tho: it says student loan for the kids- but why are we loaning our own money ? Since it’s 100% bore by the employer.
2026-07-19 05:51:40
2
user2609308819848 :
nobody is talking about how to claim works
2026-07-19 08:43:08
1
notmenotmee :
but if we already opt out? can we opt in back? can apply online?
2026-07-19 07:54:24
1
Bruhhhduh :
on paper cantik. later if admitted to hospital, same issue with other insurance company. Tak cukup dokumen la, existing illness la, etc. kalau bukan tu, lambat gila nak proses. entah2 bertahun2. this kind of insurance need to be careful. cheap means late or high chance of rejection.
2026-07-19 00:23:42
228
Bleu18 :
Would you be willing to compare the old/ usual socso that we paid for since forever and the lindung 24jam? Like if opt out what the old still covers?
2026-07-18 11:44:24
48
shfqhmk_ :
I'm opt out. since mak aku punya claim pun susah dpt. baik dr pegawai socso, kilang, jemaah dr semua makan suap. ba alif ba ya la semua
2026-07-19 01:48:42
50
Ivory🕊️ :
Pekerja high risk grab motorists pls apply. You guys are prone to risk
2026-07-19 00:03:19
5
jerungmontel :
my latest skbbk deduction was rm45 but my wage is only 1700 😂 what a fcking rip off 🤣 then when the time to claim they reject this and that 😂
2026-07-19 02:44:21
10
mika.mikaaaaaa :
can you actually opt-in later down the line if you opt-out right now? also does the benefit of socso prior to lindung scheme remain the same for those that opt-out?
2026-07-18 17:51:13
9
anazAliep :
The actual ringgit at your pay level doesn’t seem right, my actual deduction in june was more than rm45..anyone knows why?
2026-07-19 00:46:06
10
Lily Darrien :
hi need good advise, please help me.. al ready hv own medical insurance & cover accident, company also hv medical insurance. if not choose, it is okay?🥺
2026-07-19 02:28:57
7
melvin :
I just started working 2 weeks ago, and planning to get a personal medical insurance soon. I’d prefer something that can cover me domestically and internationally, while also can cover me through private healthcare. I’m in a dilemma on whether i should opt out of the Lindung 24 or just proceed with it…
2026-07-19 06:10:54
5
MyNamaIsOne :
kene detail lg.. berapa RM kalau ada pembedahan,berapa RM utk setiap tuntutan
2026-07-19 06:26:53
8
GOH :
isnt better use the amount to buy own accident insurance?
2026-07-18 14:20:40
2
mvazzzz :
Maklumat coverage nak assess di mana? Website perkeso ada keluar
2026-07-19 09:54:31
1
🍒Cheryl🍒 :
alrdy opt out ... even the usual one was hard to get... not confident with this one
2026-07-19 00:01:52
8
rozak2838 :
Boleh share peratusan potongan perkeso? Betul ya akan naik every year? Ada pencerahan?
2026-07-19 01:46:53
3
user94728502739 :
kalau dah claim medical card, boleh claim lindung 24 jam ni ke?
2026-07-18 19:49:33
0
K’lingDayak23 :
Is this scheme worth for those who are working offshore? Sometimes they are working locally, sometimes internationally. Im asking for a friend.
2026-07-18 13:43:04
2
ARudyn :
Rider grab di kira on duty kan masa ambik order? So cannot claim la kan?
2026-07-18 21:46:45
0
Bluerose Dealova 💙 :
If I'm a frequent blood donor, would that amount to anything?
2026-07-18 22:28:56
0
Menma :
kalau yg keja fp driver, opt to take lindung 24hr atau lindung kendiri? serius question
2026-07-19 02:08:10
2
Dream :
kalau surgery blh claim ke
2026-07-18 12:58:25
4
🐨 Aiko Koala 🐨 :
If baru je nak start keje, dia auto subscribe ke utk SKBBK ni? If yes, means masuk keje kena isi borang terus lah eh if nak stop?
2026-07-18 19:04:24
1
naziz6155 :
Kenapa coverage SKBBK pon more toward case to case basis especially part funeral, kena kematian fatal baru family dapat 3000 utk kos pengebumian 😭✨
2026-07-19 03:48:46
1
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