@vivfpjourney: PERKESO is adding a new monthly deduction , but now you get to choose whether to stay in or opt out. Before you tap "no thanks" check first whether your existing insurance actually replaces your income, or just pays your medical bills. Those are two very different things. Deadline to decide: 31 August 2026. Full breakdown in the carousel. What's your call.. keep it or opt out? Let me know in the comment. #tiktokmalaysia #moneytok #personalfinancetips #PersonalFinance #lindung24jam

Viv | Money Talk
Viv | Money Talk
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Region: MY
Saturday 18 July 2026 11:18:45 GMT
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rachelleraj
rachelleraj :
I do have one question tho: it says student loan for the kids- but why are we loaning our own money ? Since it’s 100% bore by the employer.
2026-07-19 05:51:40
2
jeffwkh
user2609308819848 :
nobody is talking about how to claim works
2026-07-19 08:43:08
1
marhaeyesorno
notmenotmee :
but if we already opt out? can we opt in back? can apply online?
2026-07-19 07:54:24
1
bruhh2duhhhgg
Bruhhhduh :
on paper cantik. later if admitted to hospital, same issue with other insurance company. Tak cukup dokumen la, existing illness la, etc. kalau bukan tu, lambat gila nak proses. entah2 bertahun2. this kind of insurance need to be careful. cheap means late or high chance of rejection.
2026-07-19 00:23:42
228
bleublue.18
Bleu18 :
Would you be willing to compare the old/ usual socso that we paid for since forever and the lindung 24jam? Like if opt out what the old still covers?
2026-07-18 11:44:24
48
shfqhmk_
shfqhmk_ :
I'm opt out. since mak aku punya claim pun susah dpt. baik dr pegawai socso, kilang, jemaah dr semua makan suap. ba alif ba ya la semua
2026-07-19 01:48:42
50
ievory88
Ivory🕊️ :
Pekerja high risk grab motorists pls apply. You guys are prone to risk
2026-07-19 00:03:19
5
jerungmontel
jerungmontel :
my latest skbbk deduction was rm45 but my wage is only 1700 😂 what a fcking rip off 🤣 then when the time to claim they reject this and that 😂
2026-07-19 02:44:21
10
mika.mikaaaaaa
mika.mikaaaaaa :
can you actually opt-in later down the line if you opt-out right now? also does the benefit of socso prior to lindung scheme remain the same for those that opt-out?
2026-07-18 17:51:13
9
anazaliep
anazAliep :
The actual ringgit at your pay level doesn’t seem right, my actual deduction in june was more than rm45..anyone knows why?
2026-07-19 00:46:06
10
lilydarrien
Lily Darrien :
hi need good advise, please help me.. al ready hv own medical insurance & cover accident, company also hv medical insurance. if not choose, it is okay?🥺
2026-07-19 02:28:57
7
mclair01
melvin :
I just started working 2 weeks ago, and planning to get a personal medical insurance soon. I’d prefer something that can cover me domestically and internationally, while also can cover me through private healthcare. I’m in a dilemma on whether i should opt out of the Lindung 24 or just proceed with it…
2026-07-19 06:10:54
5
mynamaisone
MyNamaIsOne :
kene detail lg.. berapa RM kalau ada pembedahan,berapa RM utk setiap tuntutan
2026-07-19 06:26:53
8
goh2716
GOH :
isnt better use the amount to buy own accident insurance?
2026-07-18 14:20:40
2
mvazzzz
mvazzzz :
Maklumat coverage nak assess di mana? Website perkeso ada keluar
2026-07-19 09:54:31
1
atikapendragon
🍒Cheryl🍒 :
alrdy opt out ... even the usual one was hard to get... not confident with this one
2026-07-19 00:01:52
8
rozak2838
rozak2838 :
Boleh share peratusan potongan perkeso? Betul ya akan naik every year? Ada pencerahan?
2026-07-19 01:46:53
3
user94728502739
user94728502739 :
kalau dah claim medical card, boleh claim lindung 24 jam ni ke?
2026-07-18 19:49:33
0
k.lingdayak23
K’lingDayak23 :
Is this scheme worth for those who are working offshore? Sometimes they are working locally, sometimes internationally. Im asking for a friend.
2026-07-18 13:43:04
2
rudyn.troll
ARudyn :
Rider grab di kira on duty kan masa ambik order? So cannot claim la kan?
2026-07-18 21:46:45
0
bluerosedealova
Bluerose Dealova 💙 :
If I'm a frequent blood donor, would that amount to anything?
2026-07-18 22:28:56
0
menma_blur
Menma :
kalau yg keja fp driver, opt to take lindung 24hr atau lindung kendiri? serius question
2026-07-19 02:08:10
2
mrdream20000
Dream :
kalau surgery blh claim ke
2026-07-18 12:58:25
4
hiatusaiko
🐨 Aiko Koala 🐨 :
If baru je nak start keje, dia auto subscribe ke utk SKBBK ni? If yes, means masuk keje kena isi borang terus lah eh if nak stop?
2026-07-18 19:04:24
1
naziz6155
naziz6155 :
Kenapa coverage SKBBK pon more toward case to case basis especially part funeral, kena kematian fatal baru family dapat 3000 utk kos pengebumian 😭✨
2026-07-19 03:48:46
1
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