@lisaasmith8: You Can Pull from Your IRA Before 59 1/2 - It's Called 72(f) Zero penalty. Most people think they have to wait until 59 1/2. That's wrong. The IRS wrote a legal work around. Take equal payments yearly for 5 years or 59 1/2 whichever is longer - zero penalty! #LisaSmith #Rule72 #RetireEarly #HowdoIretiresooner #FIRE #nopenalty #IRA #401K #LisaSmithRetireby45 #retireat55