Jiabao’s Insights
Region: SG
Sunday 19 July 2026 12:30:05 GMT
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HaHaHub :
I have question.. if I pledge my house n get 110200.. while i still working. do i still contribute to RA and does it still runs on 4% interest p.a...
2026-07-22 08:29:40
0
Ham Seng :
So say I am 55 and above, met my FRS and no intention to sell my property. If I use cash to "pay" for the 100k + accrued interest, that money will still go back to my OA and I still can withdraw it out right ?
2026-07-20 13:29:13
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Jerrica :
thanks for sharing... always so clear and easy to understand
2026-07-20 13:36:44
1
Aaron :
no. you are missing another crucial point. instead of govt originally giving you the interest, now you are topping up using your sale profits it is also not locked in in certain scenarios that you mentioned.
2026-07-20 16:48:05
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Luxzi :
Accrued or no accrued it's all a scheme to make the average class work forever. Pay And Pay ⚡
2026-07-20 17:29:35
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Al.R :
Thank you for the info 👍
2026-07-20 12:15:30
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AfterDawn 🌆 :
Wait ! The logic is weird. If the money is cpf and who pays my cpf the accrued interest? It’s government/CPF right. So now I took it out, then later I put it back is it the government/cof supposed to return me my accrued interest? 🙄Duhhhhh
2026-07-19 23:40:52
4
Monkey :
really impressed with your way of simplifying this confusing CPF accrued interest concept to many ppl including me, especially when we're constantly misinformed. Great job!! 👍
2026-07-19 13:08:55
5
boobyytrap :
I'm still confused. can you draw for illustration. thank you.
2026-07-19 18:50:36
2
Daddy cool :
Love to hear your explanation...easy to understand..Good Job!!
2026-07-19 14:51:44
3
Hi :
Yeah, profit or lost, you need to pay yourself accrued interests. Hopefully it's a profit 😁
2026-07-19 16:33:42
1
starlistic :
for abv 55, provided frs was met by full cash, otherwise pty portion will go back to RA
2026-07-19 12:52:34
2
William :
Thanks for sharing.
2026-07-20 05:10:09
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neoneo :
If 55 and above, I’m only at BRS, the CPF + interest from sale of property can take out as cash? Won’t it go into my RA account instead? And if im at BRS only and want to take out cash from my cpf, wont i have to pledge my property?
2026-07-19 15:24:18
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user8511883516829 :
ok, if I do not want to sell my property after 55 years old, it will still accumulate interest, correct?
2026-07-21 02:59:33
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Hz🦄 :
Yea exactly - it's still your money. Why so hung up over the interest 🤷🏻♀️
2026-07-19 12:56:27
1
Benny :
Thanks for the clear explanation. 👍🥰
2026-07-19 13:17:59
2
Alex Foo :
What is I’m under 55 and not selling the property ?
2026-07-19 14:42:59
1
Fred :
why theres a shadow moving behind?😂😅🤣👻👻👻
2026-07-19 14:27:37
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Commandos Leader 突击队长 :
how about this HDB VHR? can you explain more?
2026-07-19 23:24:58
2
Jaka Ong :
can we topup the OA+accrued interest without selling the house?
2026-07-19 13:16:18
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Alex Foo :
how to clear this Interest? Before selling
2026-07-19 14:26:20
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Mr. G :
😳😳😳
2026-07-19 12:46:11
1
.... :
you know how much the tax if purchase 2nd property?
2026-07-19 17:55:26
1
Ray^_^😃^_^ :
🌹🌹🌹🥰🥰🥰
2026-07-19 12:53:44
1
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