@dwayne.applewhite: Most people were taught to trust the 401k before they were taught how it actually works. That’s the problem. It’s not about saying a 401k is bad. It’s about understanding the rules, the taxes, the access limits, and what it was really designed to do. Because if all you know is “contribute and wait until retirement,” you don’t really have a strategy. You just have a habit. And habits are good. But understanding is better. #401k #FinancialEducation #RetirementPlanning #fyp #WealthBuilding

Dwayne Applewhite
Dwayne Applewhite
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Region: US
Sunday 19 July 2026 18:19:08 GMT
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alexgarcia26906
alexgarcia26906 :
What am I missing? My 401K Is booming and has done historically very well.
2026-07-20 00:36:22
51
meemee.na
MeeMee Na :
I stopped 401K contributions!! I pay into SS and congress is calling it an entitlement program!!!
2026-07-20 15:54:51
0
bigggs19
Waffles :
BS. 401Ks make people lots of money. They’re tax free and the market gains compound that money. Along with social security, people should be able to retire comfortably.
2026-07-20 01:37:04
22
scottfulton55
scottfulton55 :
Was just a scam to do away with the pension system 😑
2026-07-20 01:22:50
183
gagagirl618
Lynne fields :
What’s a pension?
2026-07-20 04:04:30
6
louiefontanelli
Louie Fontanelli :
yeah most companies got rid of pensions but their CEOs get 100 million bonus every year
2026-07-20 11:11:33
26
83honest
83honest :
401k should not be mandatory..gov jobs (non politicians) are being forced to have this instead of a normal pension now. All jobs should provide a pension..period!
2026-07-20 02:05:50
10
andymoore08
Andy Moore :
I was a machinist and eventually an industrial engineer. Put 10% in 401k with 6% company match for 35 years. It worked for me. Retired at 59. It can be done but requires a lot of discipline. Everybody situation is different for sure.
2026-07-20 00:23:59
11
heckhomie
Hector :
The destruction of the middle class started in the early 80’s with Reagan when he introduced trickle down economics to make the rich richer and thus destroying pensions
2026-07-20 14:12:42
9
cmcmenimon
CMcM :
everyone knows your 401k is the reason you can retire right now. this has to be from 2008
2026-07-21 01:47:15
1
para7133
para7133 :
Put the minimum amount into your 401k to max employer contributions and then max out your Roth IRA
2026-07-20 00:36:07
11
gjnyr526
gjnyr526 :
Capitalism sucks and will fail all of us but the billionaires
2026-07-20 18:47:29
4
ebh2001
ShoNuffE :
This is why I stopped contributing to 401K, and instead have that same amount put into a Roth IRA and diversify 🤓
2026-08-28 21:41:07
1
luskan8
Luskan8 :
401k is not tax free. You will be taxed when you take money out. If you save and buy a rental property. You will always have income coming in and the house value always goes up. Real estate makes way more than 10% a year
2026-07-20 03:07:55
1
negativemail
Tyler :
Eveyone needs to invest in their 401k and roth ira. it’s GUARANTEED 💯😂
2026-07-20 10:39:07
0
frank_pollard
Me :
I encourage people to not listen to this and invest in your 401k. it is an amazing way for common people to build wealth. If you’re not making $125,000+ a year, you’re common people lol, put the money in early when you start working at 22 or so and every subsequent paycheck thereafter and let those 40 years you work work for you too. I promise anyone that poo poos 401k’s either are bitter they didn’t or they’re trying to sell you something. Put the money in!
2026-07-20 01:57:21
0
mamasonia0
user1457085230872 :
Most companies don’t even have pension plans anymore
2026-07-20 03:22:23
6
urthebozo1
hiphopanonymous :
pensions vanished
2026-07-19 22:48:55
7
btrox85
Brian Troxell750 :
I’d much rather just have a 401k and put more into it, and not put into social security. Social security is a joke.
2026-07-20 00:57:40
11
utxtravel
John :
The min someone bashes the 401k just run. It's going to be insurance and I don't even have to watch the rest
2026-07-19 22:56:01
6
jeffery.johnston73
jefferyjohnston42 :
Because people in Congress keeps on stealing it just like the Social Security
2026-07-20 16:31:14
4
ri6h8
Unknown :
they always steal money from us !!!
2026-07-21 06:37:39
2
adrianramirez6671
colt123 :
We got lied to.... Now most employers don't even match what you put in...
2026-07-20 18:30:40
5
cedricwilkinson
Cedric Wilkinson :
They hate your 401k and want you to rely on the government
2026-07-20 05:00:42
0
kentuckyboy2.07
Kentuckyboy2.0❌ :
I’m getting ready to change job jobs, cash mine out pay my mortgage off and get me a bunny job
2026-07-21 02:23:40
5
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